Explore the differences! FHA VS Conventional loan programs in Steubenville, Jefferson County, Ohio

In 2026, the conventional loan limit in Steubenville, Jefferson, OH is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® loan calculator to compare current Conventional vs. FHA vs. USDA rates and assess the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage tool allows you to compare Conforming, USDA, FHA, and VA loans side by side, guiding you to select the most suitable program in OH for your specific financial needs.

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2026 Loan Limits and Down Payment Requirements in Steubenville, Jefferson, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 43952

Variety of Loan Options in Steubenville, OH

At Lendersa®, our mission is to quickly connect you with the best Conventional, USDA, or FHA loans without any hassle. Choose from three starting points that connect you to matching lenders and loan programs.

Results from USDA loan requests with Lendersa


Steubenville Lenders

  • Valley One Community Federal Credit Union
  • 2990 Johnson Road, Steubenville, OH, 43952
  • Lends in Ohio
  • Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Unified Bank
  • 201 S. 4th at Hickory, Martins Ferry, OH, 43935
  • Lends in Ohio
  • Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference!
    We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!