FHA VS Conventional loan programs in Newark, Licking County, Ohio

In 2026, the conventional loan limit for Newark in Licking county, OH is $726,200. Meanwhile, the FHA limit for a single-family home stands at $488,750.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation necessary to qualify. With our advanced mortgage calculator, view a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA programs, helping you choose the best option for your unique financial situation in OH.

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Loan limits and down payment requirements for 2026 in Newark, Licking county, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $351,400 0%
FHA $488,750 3.5%

The details in this comparison table apply to the following zip codes: 43055

Conventional and FHA Loan Options in Newark, OH

Lendersa® is dedicated to quickly providing you with the best possible Conventional, USDA, or FHA loans, without hassle. Choose one of three starting methods to find matching lenders and loan programs efficiently.

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Newark Lenders

  • First Federal Savings Bank
  • 2 North 2nd Street, Newark, OH, 43055
  • Lends in Ohio
  • We know what it means to chase a dream with everything you have.

    At First Federal Savings, we make sure you start strong with a loan process that’s secure and transparent. We’re dreamers like you—so we’re ready to give you just what you need to focus on what matters most: the future you’re ready to build.

  • Park Sterling Bank
  • 50 North Third Street, Newark, OH, 43055
  • Lends in Ohio
  • Park National Bank is a family of community banking teams that deliver an exceptional breadth and depth of resources to individuals and businesses, with a hands-on, personalized approach to service and strong local leadership that invests deeply in the places we live and work When you call us, we’ll recognize your voice. When you see us, we’ll be w

  • BUCKEYE HOME LENDING, LLC
  • 1281 W Main St, Newark, OH, 43055
  • Lends in Ohio
  • Buckeye Home Lending is a Mortgage Lender in Newark, OH whose goal is to provide mortgage and loan services that alleviate stress and allow our clients to realize their dreams of home ownership. We focus on educating our clients and equipping them to make confident and informed decisions. Contact us today to learn more.

  • Hopewell Federal Credit Union
  • 501 Hopewell Dr, Heath, OH, 43056
  • Lends in Ohio
  • Hopewell Federal Credit Union (HFCU), one of the leading credit unions serving Licking, Delaware and Franklin Counties, is a not-for-profit financial cooperative that is owned by its members. Hopewell provides a full range of financial services including savings and checking accounts, loan products and business accounts.

  • Polaris Home Funding Corp
  • 224 E Broadway, Unit E, Granville, OH, 43023
  • Lends in Ohio
  • As a Professional Mortgage Advisor, We will help you achieve the results you desire. Together, you and we will define your needs and formulate a plan for achieving your financial objectives. We pledge that we will work hard to find you the perfect loan to meet your financial goals, and we won’t quit until the job is to your satisfaction.

  • The Pataskala Banking Company
  • 354 S. Main St., Pataskala, OH, 43062
  • Lends in Ohio
  • The Pataskala Banking Company was founded in 1888 by William Henry Mead II and J. S. Youmans as a community bank serving southwest Licking County and it remains one of the few true community banks in central Ohio.

    Our first office opened in downtown Pataskala in 1888 and we have maintained a presence in downtown Pataskala

  • Concorde Mortgage
  • 536 Main Street, Zanesville, OH, 43701
  • Lends in Ohio
  • Concorde Mortgage is a residential lender that makes a commitment to meet and exceed our customers’ expectations. Our primary customers are Realtors and buyers. Concorde Mortgage was established as an Ohio corporation in 1985. The principle office is at 536 Main St. in Zanesville, Ohio.

  • First Ohio Home Finance, Inc.
  • 385 County Line Rd W, Suite 200, Westerville, OH, 43082
  • Lends in Ohio
  • Since opening its doors in 1996, First Ohio Home Finance, Inc. has established a solid reputation in the banking industry. As a local company, we’re committed to serving the needs of our local customers. That service has earned us an A+ rating with the Better Business Bureau, in addition to other industry awards.

  • KEMBA Financial Credit Union
  • 555 Officenter Place, Gahanna, OH, 43230
  • Lends in Ohio
  • KEMBA Financial Credit Union was founded in 1933 as the credit union for the employees of The Kroger Company, and stands for Kroger Employee Mutual Benefits Association. The original branch was inside the Kroger Bakery downtown, and in 1971 was relocated to East Broad Street in Whitehall.