Explore the differences! FHA VS Conventional loan programs in Newark, Licking County, Ohio

In 2025, the conventional loan limit for Newark in Licking county, OH is $726,200. Meanwhile, the FHA limit for a single-family home stands at $488,750.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation necessary to qualify. With our advanced mortgage calculator, view a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA programs, helping you choose the best option for your unique financial situation in OH.

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Loan limits and down payment requirements for 2025 in Newark, Licking county, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $351,400 0%
FHA $488,750 3.5%

The details in this comparison table apply to the following zip codes: 43055, 43058, 43093

Conventional and FHA Loan Options in Newark, OH

Lendersa® is dedicated to quickly providing you with the best possible Conventional, USDA, or FHA loans, without hassle. Choose one of three starting methods to find matching lenders and loan programs efficiently.

Lendersa USDA loan request and matching results


  • Mortgage Loan Direct Inc
  • 15255 South 94th Avenue, Suite 519, Orland Park, IL, 60462
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Avalon Mortgage Services Inc
  • 9439 West 144th Place, Orland Park, IL, 60462
  • Avalon Mortgage Services, Inc. offer personalized service & some of the most competitive rates in the mortgage industry. Our clients continue to recommend us because of our experience & knowledge of every aspect of the mortgage business & real estate market. Our expertise makes the purchase or sale of our client's homes & investment properties.
  • Howard County Education Federal Credit Union
  • 3458 Ellicott Center Drive, Suite 106, Ellicott City, MD, 21043
  • In 2011, the HCTA Federal Credit Union petitioned NCUA to expand our charter from a Single Common Bond Charter to a Multiple Common Bond Charter. This allows us to offer membership to other entities in Howard County who are in some way affiliated with schools. Our first new membership group was the High School Students of HCPSS, beginning 2012.
  • Richmond Rehab Funding, Llc
  • 334 River Road West, Suite 247, Manakin Sabot, VA, 23103
  • We are asset based hard money lenders based in Richmond, VA. We loan money for real estate investors' fix and flip deals, new construction projects, buy and hold rentals, BRRRR financing, adaptive reuse projects, land development, bridge loans and mezzanine financing. However, we are not limited to a certain loan footprint.
  • United Equity Lending LLC
  • 5230 Harvey Lane, Ellicott City, MD, 21043
  • Our mission is to serve our customers with honesty, integrity, and transparency. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • RatePro Mortgage
  • 1903 Manakin Road, Suite A, Manakin Sabot, VA, 23103
  • RatePro Mortgage was founded as Home Equity Mortgage, Inc. our focus was on helping homeowners maximize the equity in their home. As the market began to change, so did we. We shifted our focus and continued to educate ourselves on the latest trends and resources available for all types of mortgage financing.
  • The Frederick Community Bank
  • 106 N. Market St., Paxton, IL, 60957
  • The Frederick Community Bank has a storied and community-focused history since the beginning. The bank started out as the Clarence State Bank and was founded in 1908 by the bank’s first president David Arthur Frederick. The Frederick family wanted to help serve the local farmers and their communities in the Clarence and Goodwine areas.
  • McDowell CornerStone CU
  • 2031 Rutherford Road, Marion, NC, 28752
  • MCDOWELL CORNERSTONE CREDIT UNION is a not for profit organization whose ownership is made up from the members of the Credit Union. We have been in existence since March 1967 and located on 2031 Rutherford Rd Marion NC 28752. Along with our other services, we offer drive up window and night depository at this location.
  • Mountain Commerce Bank
  • 6101 Kingston Pike, Knoxville, TN, 37919
  • In 2005, Bill Edwards, Jim Friddell, and the Mountain Commerce Bancorp board of directors had the vision to develop what would become one of the fastest-growing, state-chartered banks in Tennessee. By early 2006, Bill and Jim raised $35 million in capital for the new bank holding company, setting a state record.
  • Apex Bank
  • 430 Montbrook Lane, Suite 207, Knoxville, TN, 37919
  • Apex Bank began in 1931 as the Bank of Camden. After unifying its brands under the Apex Bank umbrella in 2015, the bank experienced tremendous growth. Our ability to adapt and grow has enabled us to respond to changing markets, explore new technologies, and engage in new communities.