FHA VS Conventional loan in Newark, Licking County, Ohio

In 2026, the conventional loan limit for Newark in Licking county, OH is $726,200. Meanwhile, the FHA limit for a single-family home stands at $488,750.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation necessary to qualify. With our advanced mortgage calculator, view a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA programs, helping you choose the best option for your unique financial situation in OH.

Explore loan offers from 100 lenders

Loan limits and down payment requirements for 2026 in Newark, Licking county, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $351,400 0%
FHA $488,750 3.5%

The details in this comparison table apply to the following zip codes: 43055

Conventional and FHA Loan Options in Newark, OH

Lendersa® is dedicated to quickly providing you with the best possible Conventional, USDA, or FHA loans, without hassle. Choose one of three starting methods to find matching lenders and loan programs efficiently.

Lendersa USDA loan request and matching results


  • Trinity Mortgage
  • 11622 El Camino Real, Suite 100, San Diego, CA, 92130
  • As a full service real estate and mortgage brokerage in the San Diego, LA, and Riverside counties, we are dedicated to providing our clients with the finest customer service available. Trinity Real Estate Services and Trinity Mortgage is built on a foundation of integrity and a heart for the homeowner! We pride ourselves on helping borrowers.

  • Saxton Mortgage, LLC
  • 12636 High Bluff Drive, Suite 400, San Diego, CA, 92130
  • In 2018, Saxton Mortgage, LLC was founded by Trent J. Ford, in San Diego, CA. Saxton Mortgage is a full-service mortgage lender specializing in providing exceptional customer service to satisfy all your mortgage financing needs. Our Team is committed to delivering the highest level of customer service to our clients to find the best option

  • MyPrimeHomeLoan.com, LLC
  • 11622 El Camino Real, Suite 100, San Diego, CA, 92130
  • "We pride ourselves in creating CLIENTS FOR LIFE and we're ALWAYS here for you!
    We are a full service, local mortgage firm. It's our mission to provide our customers with the most efficient and professional service in our area. We also take pride in providing support for all of your needs throughout your time as our client."

  • Trustin Mortgage Corporation
  • 4070 Lago Di Grata Circle, San Diego, CA, 92130
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Statewide Home Loan Corporation
  • 3877 Pell Place, Suite 402, San Diego, CA, 92130
  • At Statewide Home Loan Corporation we strive to make you a Client for life. We want to be your first choice each and every time you need a real estate financing. We always try to go above and beyond for you so that you will always feel confident referring your family, friends, and associates to us for their mortgage financing needs.

  • Integras Home Loans
  • 11622 El Camino Real, Suite 100, San Diego, CA, 92130
  • Integras Home Loans is part of the BR Financial Solutions, INC family of companies established in 2003 with the mission of creating extraordinary mortgage solutions for property owners of California. That mission continues to be a driving force through today. We have always sought out the nation's most creative and responsible lenders.

  • Redx Lending
  • 100 West Foothill Boulevard, Suite 205, San Dimas, CA, 91773
  • redxlending.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor

  • Cactus Lending Inc.
  • 981 W Arrow Hwy, Suite 187, San Dimas, CA, 91773
  • Cactus Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Better Home Financial, Inc.
  • 151 West Bonita Avenue, San Dimas, CA, 91773
  • Better Home Financial, Inc. is a full service mortgage lender that was founded by Wally Nikowitz in San Dimas, California in 1988. Building upon a decade of career success with a national CPA firm, Founder/CPA Wally merged his extensive experience in finance, accounting, tax and business with his passion for helping family, friends.

  • KAM Financial & Realty, Inc.
  • 12707 High Bluff Drive, Suite 200, San Diego, CA, 92130
  • KAM is a licensed mortgage brokerage in California. KAM is approved with several wholesale lenders that do conventional, conforming, FHA, VA, USDA, jumbo, super Jumbo, reverse mortgages, commercial, construction and private money loans. KAM also provides its loan officers with access to credit reports, loan origination software, DU, LP, processing