Explore the differences! FHA VS Conventional loan programs in Obetz, Franklin County, Ohio
As of 2026, the cap for a conventional loan in Obetz, within the county of Franklin, OH, is set at $726,200. Meanwhile, the FHA limit for a single-family home is noted to be $488,750.
Take advantage of the Lendersa® Conventional loan calculator to compare today's competitive rates across Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, allowing you to choose the most suitable program for your specific financial situation in OH.
Review of Loan Limits and Down Payment Requirements for 2026 in Obetz, County of Franklin, OH
Type of Loan
Maximum Loan Limit
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$351,400
0%
FHA
$488,750
3.5%
This comparative table applies to zip codes: 43125
Conventional and FHA Loan Choices in Obetz, OH
Lendersa® is focused on swiftly securing the best possible Conventional, USDA, or FHA loan for you, without inconvenience. Select one of three starting paths that connect you with appropriate lenders and loan programs.
"First Service has mortgage loans with a variety of rates and terms. We can even pre-approve you for a loan. Your shopping experience will be more enjoyable knowing that the home you select will fit your budget New Purchase Low Fixed Rates Variable Rates Conventional Mortgages FHA • VA First Time Buyers Refinance Cash Out"
Telhio Credit Union has been a strong and stable financial institution in central Ohio since 1934. We are a not-for-profit, full-service financial institution cooperative, meaning our members are owners and can expect to receive high-quality financial services to meet all of their needs. Telhio is strong and safe, and has been serving central Ohio.
Education First Credit Union was established in 1936 by five Columbus City School teachers as a credit union for teachers and their families. From these humble beginnings, the original five employees have grown to nearly 50 with three locations but we have never strayed from our goal of serving Ohio’s educational community.
CME Federal Credit Union was established in 1935 by the City of Columbus Firefighters. A fews years later, CME FCU began serving employees of the City of Columbus Division of Police. Gradually, CME FCU expanded over the years to serve city, county, and municipal employees within Franklin County.
Huntington Bancshares Incorporated is a $174 billion asset regional bank holding company headquartered in Columbus, Ohio. Founded in 1866, The Huntington National Bank and its affiliates provide consumers, small and middle-market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments.
250 Civic Center Dr, Suite 150, Columbus, OH, 43215
Lends in Ohio
Pace Financial Group offers a full range of commercial real estate funding options as well as a full service commercial mortgage loan servicing operation. Financing options include first and second mortgage debt, equity investments, mezzanine financing & brokerage services. Pace expanded its focus to include the brokerage of interim, construction.
Armstrong Mortgage Company is a full service Mortgage Banking firm, founded in 1971. Armstrong provides mortgage services for its clients, such as Multifamily Owners and Developers, Commercial Property Owners and Developers as well as health care developers and owners. A major business emphasis is on the construction and permanent financing.
875 N. High Street, Suite 300, Columbus, OH, 43215
Lends in Ohio
Our mission is to remove barriers and rid the antiquated processes to deliver the lowest rate for our client. FirstCapUS raises your mortgage expectations with trusted service locally in the Midwest, a digital approach that increases ease of use and people who believe in integrity first and foremost -enabling you to focus on your next life move.
LIBERTY MORTGAGE COMPANY STRIVES TO ENSURE THAT EVERY CLIENT HAS ACCESS TO THE LOWEST RATES AVAILABLE, NO MATTER THEIR SITUATION, FOR THEIR HOME MORTGAGE LOANS. WHETHER THEY ARE FIRST TIME HOME BUYERS, OR REFINANCING FOR THE TENTH TIME, FHA, HARP, VA, USDA AND JUMBO MORTGAGE LOANS ARE AVAILABLE
