Explore the differences! FHA VS Conventional loan programs in Rittman, Wayne County, Ohio

In the year 2025, the maximum conventional loan limit established for Rittman, in the county of Wayne, OH, reaches $726,200. On the other hand, the FHA cap designed for a single-family home stands at $472,030.

The Lendersa® Conventional loan calculator is your go-to tool for analyzing today's best rates, comparing Conventional against FHA and USDA loans. This allows you to determine necessary income, credit score, reserves, and documentation for loan eligibility. Employing our advanced mortgage calculator, you can evaluate a range of options, including Conforming Conventional loans, USDA, FHA, and VA, all displayed side by side. This careful comparison helps you decide on the most appropriate program within OH suitable for your specific financial needs and goals.

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2025 Loan Limits and Downpayment Requirments in Rittman, located in county Wayne, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Please note: This table of comparisons is applicable to the following zip codes: 44270

Explore Conventional and FHA Loan Options in Rittman, OH

At Lendersa®, our primary aim is to assist you swiftly in securing optimal Conventional, USDA, or FHA loans, ensuring the process is free of unnecessary hassle and complications. Choose from our three thoughtfully curated starting points to connect with suitable lenders and the best-matching loan programs.

Lendersa USDA loan request and matching results


  • Ocean Financial Federal Credit Union
  • 45 Atlantic Avenue, Oceanside, NY, 11572
  • Ocean Financial (formerly Oceanside Christopher Federal Credit Union), the Catholic Credit Union, was chartered in 1969 by members of the Father Joseph O’Connell Knights of Columbus Council in Oceanside, New York. Over the past 40 years, Ocean Financial FCU has steadily expanded, and now serves as a full-service financial organization
  • Bank of Hillsboro
  • 230 S Main St, Hillsboro, IL, 62049
  • Bank of Hillsboro, previously known as, National Bank, is headquartered in Hillsboro, Illinois with 11 branches serving South Central Illinois. Bank of Hillsboro is locally owned by and operated. We believe our local ownership provides valuable Insight into the needs of our communities.
  • Peoples National Bank of Kewanee
  • 207 North Tremont Street, Kewanee, IL, 61443
  • Peoples National Bank of Kewanee is a long-standing institution in Central Illinois. Serving Kewanee for over 90 years, Peoples National Bank of Kewanee also serves the communities of Annawan, Bradford, Dwight, Manlius, Reynolds, Seneca On March 1, 1928, Peoples State Savings Bank opened its doors at the corner of Tremont and Second Streets.
  • Citizens State Bank of Lena
  • 102 W. Main Street, Lena, IL, 61048
  • At Citizens State Bank, we are committed to being your full service, independent, locally-owned community bank. Our customers rely on our expertise, professional staff and diverse products and services, many of which can be customized to suit your specific needs. All business decisions are made locally by people who live and work where you do.
  • OMC Employees Credit Union
  • 1186 Old Lower River Road NW, Charleston, TN, 37310
  • O.M.C. Employees Credit Union has been open since 1992. New member eligibility requires that the person be a permanent employee of Olin Corporation, Solenis, or the OMC Employees Credit Union. A member’s spouse, spouse’s parents, children*, children’s spouse, siblings, parents*, and grandchildren* are all eligible for membership.
  • Bank of Springfield
  • 3400 Wabash Ave, Springfield, IL, 62711
  • BOS is a bank and financial services provider with branches in Springfield, Chatham, Jacksonville, Quincy, Staunton, Glen Carbon, Swansea, and Shiloh, Illinois and Brentwood, Missouri. Visit our website for a full list of locations and hours. https://www.bankwithbos.com/locations.php
  • Prairie State Bank and Trust
  • 3751 W Wabash, Springfield, IL, 62711
  • Prairie State Bank & Trust is a community Bank with over $700 million in total assets, over 150 employees and 20 Bank locations throughout central Illinois. Prairie State Bank & Trust is the successor to a group of smaller community Banks acquired as early as 1968. We merged these Banks together over the past 20 years.
  • BancMac/Community Banc Mortgage Corp
  • 3200 W Iles Ave, Springfield, IL, 62711
  • Our commitment is to your success and that of your customers. That's why we offer a professional sales and service network designed to move your business forward by generating quick fundings, offering the most innovative products and programs and working with you to provide fast answers, fast decisions and fast purchases.
  • Town and Country Bank
  • 3601 W. Wabash Ave., Springfield, IL, 62711
  • At Town and Country, you’ll work with dependable, local mortgage professionals who put years of experience to work in order to assist you in getting into the home of your dreams. Our intimate knowledge of Central Illinois real estate is essential to finding a custom mortgage loan to fit your needs.
  • Speritas Capital Partners
  • 14 Relay Place, Greenwich, CT, 06807
  • As a business owner you need diverse sources of funding to fuel your growth – for a business acquisition, real estate purchase, equipment purchase, mobilization financing, working capital and more. Some capital needs are expected and can be planned for and carefully structured, others are urgent.
  • Members Credit Union
  • 126 East Putnam Ave, Cos Cob, CT, 06807
  • Members Credit Union was started in 1935 by nine Greenwich, CT school teachers who were not able to get small loans at the local banks. They came together to form a cooperative, pooled their money and lent it to each other. They were proud to help each other meet their needs. Through the years we expanded our services to include other school staff.