Explore the differences! FHA VS Conventional loan programs in Wooster, Wayne County, Ohio

In 2026, the loan limit for Conventional loans in Wooster, county of Wayne, OH is $726,200, while the cap for FHA loans on a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best rates today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator displays a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, aiding you in selecting the right program in OH for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Wooster, Wayne, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison applies to these zip codes: 44691

Loan Options: Conventional and FHA in Wooster, OH

Lendersa® focuses on helping you access the best possible Conventional, USDA, or FHA loans swiftly and effortlessly. Choose from three starting points that lead to lender and loan program matches.

Results for Lendersa USDA loan requests


Wooster Lenders

  • Wayne County Community Federal Credit Union
  • 311 Kaufman Drive, Smithville, OH, 44677
  • Lends in Ohio
  • Wayne County Community Federal Credit Union was officially organized on June 7, 1966 as the Wayne County School Employees Federal Credit Union. Seven very foresighted school employees (Sam Yelic, Charles Deane, Wayne Kornhaus, Neal Retherford, Fred Kloha, Russell Knight and Kenneth Barton) met on that June date

  • The Apple Creek Banking Company
  • 3 West Main Street, Apple Creek, OH, 44606
  • Lends in Ohio
  • The Apple Creek Banking Company opened its doors on
    February 1, 1904.
    Since then, we have grown $200 million in assets and six branches serving Wayne, Stark, Summit, and surrounding counties. We are owned by local shareholders, many of which are 3rd and 4th generation shareholders

  • Westfield Bank, FSB
  • 2 Park Circle, Westfield Center, OH, 44251
  • Lends in Ohio
  • Established in 2001 and headquartered in Westfield Center, Ohio, Westfield Bank currently serves customers in Cuyahoga, Richland, Medina, Stark, Summit, and Wayne counties as well as insurance agencies across the country. We deliver financial roadmaps and solutions so families, businesses, and insurance agencies can thrive.

  • The Commercial and Savings Bank
  • 91 North Clay Street, Millersburg, OH, 44654
  • Lends in Ohio
  • With The Commercial & Savings Bank (CSB), you gain more than convenient access to products and services that promote your financial health; you’re also invited into a network of relationships – among customers, employees, and shareholders – that contribute to the well-being and satisfaction of a community and its residents.

  • Brewster Federal Credit Union
  • 105 S Wabash Avenue, Brewster, OH, 44613
  • Lends in Ohio
  • Brewster Federal Credit Union has been open since 1956. The credit union has assets totaling $31.89 Million and provides banking services to more than 3, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • The Farmers Savings Bank
  • 111 West Main Street, Spencer, OH, 44275
  • Lends in Ohio
  • The Farmers Savings Bank is a branch office of The Farmers Savings Bank. They provide the following services: Full Service Office Location and are located at 111 West Main Street in Spencer Ohio.
    Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website

  • Medina County Federal Credit Union
  • 1353 Reimer Road, Wadsworth, OH, 44281
  • Lends in Ohio
  • Medina County Federal Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County, Ohio. We have three branches located in Medina County to serve our Members. Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County,

  • Veritas Financial Group LLC
  • 1060 Ledge Road, Medina, OH, 44256
  • Lends in Ohio
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • COMMONWEALTH DIVERSIFIED LENDING
  • 5000 Gateway Drive, Medina, OH, 44256
  • Lends in Ohio
  • Our business specializes in making every client feel like family. For my clients with every challenge that may be put in front of me, it is just an obstacle to get over, so that my clients will meet there goals, whether it is buying a home, financial freedom, real estate investing, or buying a business.