FHA VS Conventional loan programs in 2025 for Wooster, Wayne County, Ohio

In 2025, the loan limit for Conventional loans in Wooster, county of Wayne, OH is $726,200, while the cap for FHA loans on a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best rates today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator displays a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, aiding you in selecting the right program in OH for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Wooster, Wayne, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison applies to these zip codes: 44691

Loan Options: Conventional and FHA in Wooster, OH

Lendersa® focuses on helping you access the best possible Conventional, USDA, or FHA loans swiftly and effortlessly. Choose from three starting points that lead to lender and loan program matches.

Results for Lendersa USDA loan requests


  • Prime Capital Mortgage Inc
  • 5925 Line Ave, Suite 12, Shreveport, LA, 71106
  • Prime Capital Mortgage Inc. home based in Shreveport, LA. we serve customers in the great states of Texas and Louisiana. We are always flexible enough to cover all of your financial needs, whichever those might be. Regardless of whether you’re about to make a first-time home purchase or are trying to refinance your current loan.
  • CRESTAR MORTGAGE CORPORATION
  • 910 Pierremont Rd, Suite 120, Shreveport, LA, 71106
  • "Crestar Mortgage Corporation is located in Shreveport, Louisiana. We were established in the community to provide options for borrowers who desired the most competitive mortgage products and the most individualized care. Our mission is to serve our customers with honesty, integrity and competence."
  • Members Mortgage Services, LLC
  • 200 East 1st Avenue, Hutchinson, KS, 67501
  • Members Mortgage Services connects Credit Unions and their members with competitive mortgage loan products.MMS is owned by a cooperative group of Credit Unions.Together, we are committed to helping our partners & their members with all their home lending needs.Once a home loan is closed, Members Mortgage Services’ support team is easily accessible.
  • Jefferson Financial Credit Union
  • 7701 Airline Drive, Metairie, LA, 70003
  • Jefferson Financial Federal Credit Union is a member-owned, not-for-profit financial institution serving more than 50, 000 members with fourteen locations across south Louisiana. Originally chartered in 1966, the first JFFCU branch was located on the second floor of a floral shop and existed primarily to serve employees
  • CrossPoint Funding
  • 3270 Suntree Blvd, Suite 1118, Melbourne, FL, 32940
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Eagle Bay Mortgage LLC
  • 5995 Trieda Drive, Viera, FL, 32940
  • John Matteucci founded Eagle Bay Mortgage based on the belief that getting a mortgage should be an easy, stress free and inexpensive process. As an independent mortgage broker, John Matteucci has access to the best mortgage pricing available and we keep expenses low so our cost savings can be passed on to you.
  • Phoenix Star Mortgage LLC
  • 7341 Office Park Place, Suite 201, Melbourne, FL, 32940
  • Phoenix Star Mortgage, LLC. provides our clients, buyers agents, and builders personalized one-on-one services that is required to make a mortgage transaction smooth and stress-free. We believe in working directly with our clients and referral partners to build long-lasting relationships, based on respect, loyalty, and trust.
  • Shelter Mortgage Company
  • 7341 Office Park Place, Suite 106, Melbourne, FL, 32940
  • Shelter Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations.Shelter Mortgage was founded in 1984 .
  • Willis-Knighton Federal Credit Union
  • 8400 Mansfield Road, Shreveport, LA, 71108
  • Willis-Knighton Federal Credit Union was founded to provide employees of Willis-Knighton Hospitals and related organizations with financial resources at favorable rates. Willis-Knighton Federal Credit Union has been to provide the employees of Willis-Knighton Hospitals and related organizations with the best possible financial services.
  • Performance Mortgage LLC
  • 1000 East Judge Perez Dr., Chalmette, LA, 70043
  • Performance Mortgage LLC wants to be your FIRST CHOICE in delivering the American dream of homeownership. We want to inspire hope in our customers that they can fulfil their dream of being a homeowner. As your local New Orleans and Chalmette mortgage lender.Our mission at Performance Mortgage LLC is to value our customers.
  • Capital Access Mortgage LLC
  • 4686 Groom Road, Suite B, Baker, LA, 70714
  • We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.