FHA VS Conventional loan programs in Guthrie, Logan County, Oklahoma

In 2026, the maximum limit for a conventional loan in Guthrie, within the county of Logan, OK, is $726,200. Meanwhile, the FHA loan limit for a single-family home stands at $472,030.

With Lendersa®'s Conventional loan calculator, you can assess today's premier rates for Conventional, FHA, and USDA loans. This tool assists you in analyzing the necessary income, credit, reserves, and documentation required for qualification. By using our advanced mortgage calculator, you can view side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options to determine which program in OK best suits your financial requirements.

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Loan limits and down payment stipulations for 2026 in Guthrie, of Logan County, OK

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table is applicable to zip codes: 73044

Exploring Conventional and FHA Loan Possibilities in Guthrie, OK

The aim of Lendersa® is to facilitate your acquisition of the most competitive Conventional, USDA, or FHA loan smoothly and with minimal hassle. Choose one of the three pathways to find matching lenders and loan offerings.

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Guthrie Lenders

  • Bozarth Home Mortgage
  • 109 S Division St, Guthrie, OK, 73044
  • Lends in Oklahoma
  • Bozarth Home Mortgage. We are a full-service mortgage company based in GUTHRIE, OK and TEXAS. We specialize in FHA, Conventional, Manufactured, USDA and VA Mortgages throughout Oklahoma and Texas. Whether you are buying a home or refinancing in either state, we can help you realize your dream of home ownership.

  • Security Financial Mortgage
  • 833 Kelly Lakes Pass, Suite 100, Edmond, OK, 73025
  • Lends in Oklahoma
  • Security Financial Mortgage founded in 2012 Security Financial Mortgage has a simple business philosophy. With an efficient, knowledgeable team that is willing to work hard for every client, we can keep our costs low while providing exceptional service. This enables us to pass the savings on to our customers.

  • Prosperity Mortgage
  • 900 Heavenfield Dr, Edmond, OK, 73034
  • Lends in Oklahoma
  • Prosperity Mortgage, LLC is a full service correspondent mortgage broker, providing the industry with the best solutions in residential purchases, refinances, and renovation loans. Our product offering complements customers throughout Oklahoma metro cities as well as the rural areas including FHA, VA, JUMBO, and Rural Housing Portfolio.

  • Land Run Mortgage
  • 6312 Blue Sage Road, Edmond, OK, 73034
  • Lends in Oklahoma
  • The Land Run Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Spurr Mortgage Corporation
  • 233 East 10th Street Plaza, Suite 3, Edmond, OK, 73034
  • Lends in Oklahoma
  • Spurr Mortgage is a locally and family owned mortgage company in Edmond, Ok helping homeowners since 1990 by Harold Spurr. Spurr Mortgage has stayed true to its mission to provide outstanding home mortgage services in Edmond and throughout Oklahoma. Spurr Mortgage has the distinct honor of being the only remaining mortgage broker in the state.

  • Manufactured Home.Loan
  • 101 E Hurd St F, Edmond, OK, 73034
  • Lends in Oklahoma
  • "MHL and eLEND combine great rates and a wide range of Manufactured and Modular Home loan options, with over 20 years of industry expertise, and excellent customer service. We’re always just a call, message

    Being a customer-focused company means we take great pride in our customer service."

  • Bankers Mortgage
  • 17100 N. May Ave, Edmond, OK, 73012
  • Lends in Oklahoma
  • Bankers Mortgage professionals have been committed to providing correspondent mortgage services to banks for over 19 years.
    Teresa Lyman, President of Bankers Mortgage has over 32 years of mortgage experience. Teresa also serves as a Board member of the Oklahoma Mortgage Bankers Association (OMBA)

  • Kirkpatrick Bank
  • 15 East 15th Street, Edmond, OK, 73013
  • Lends in Oklahoma
  • Kirkpatrick Bank is a business bank serving Oklahoma and Colorado with branches in Edmond, Oklahoma City, Colorado Springs, Denver, and Westcliffe.
    Kirkpatrick Bank also offers private banking, wealth services, home loans and an exclusively online product, Savings Square, which has attracted customers in all 50 states.

  • VALOR BANK
  • 1501 Renaissance Boulevard, Edmond, OK, 73013
  • Lends in Oklahoma
  • Valor Bank is focused on serving the community through real estate and business lending, deposit offerings, and joyfully giving 10% of our profits to non-profits making a positive difference. Valor is faithfulness to our commitments, valuing people, and courage to follow God's will.