Explore the differences! FHA VS Conventional loan programs in Guymon, Texas County, Oklahoma

In 2026, the limit for a conventional loan in Guymon, located in Texas county, OK, is set at $726,200. Conversely, the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s Conventional loan calculator to compare the top rates today for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator allows you to see the Conforming Conventional loans, USDA, FHA, and VA options side by side, supporting your decision on which program in OK aligns best with your financial situation.

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Loan limits and downpayment requirements for 2026 in Guymon, Texas County, OK

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table applies to zip codes: 73942

Exploring Conventional and FHA Loan Options in Guymon, OK

Lendersa® aims to connect you swiftly with the best Conventional, USDA, or FHA loan, without unnecessary hassle. Choose from one of three pathways to find matching lenders and loan offerings.

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Guymon Lenders

  • Anchor D Bank
  • 1913 N. Hwy 64, Guymon, OK, 73942
  • Lends in Oklahoma
  • Anchor D Bank has 5 offices located in the Oklahoma / Texas Panhandle. Anchor D Bank is a closely held, family owned bank. Constent, quality service is the focus of our organization. The ownership, and employees, are committed to remaining an independent bank with our focus on the communities and customers we serve.