FHA VS Conventional loan programs in Altamont, Klamath County, Oregon

In 2026, the Conventional loan limit set for Altamont in Klamath, OR, is $726,200. For a single-family home, the FHA limit is $472,030.

Use Lendersa® Conventional loan calculator to evaluate top rates today for Conventional, FHA, and USDA loans. Review the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you select the ideal program for your financial needs in OR.

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Loan Limits and Down Payment Requirements for 2026 in Altamont, Klamath County, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 97603

Discover Conventional and FHA Loan Options in Altamont, OR

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three approaches leading to matching lenders and loan programs.

Overview of USDA loan requests and matching results with Lendersa


Altamont Lenders

  • Klamath River Mortgage
  • 6000 S. 6th Street, Klamath Falls, OR, 97603
  • Lends in Oregon
  • We are licensed & regulated financial professionals who bridge the gap between borrowers & lenders.Our environment is friendly yet professional.We anticipate hiccups before they occur & our decades of experience head of issues that keep you from closing on time.Because we work with so many lenders, what may not work with one may work with another.

  • Pacific Crest Federal Credit Union
  • 2972 Washburn Way, Klamath Falls, OR, 97603
  • Lends in Oregon
  • "Pacific Crest Federal Credit Union is a financial cooperative that serves our members that live, work, or worship in Klamath, Lake, Modoc & NE Siskiyou Counties.
    The credit union offers a full range of financial services. Our lending decisions are made locally and we have money to lend to meet your financial needs."

  • AMK Home Loans, LLC
  • 552 B Street, Ashland, OR, 97520
  • Lends in Oregon
  • AMK Home Loans, LLC founder of the Dave Kaufman since the 90s I’ve been involved in all phases of real estate – from buying to selling and managing properties. This means I have the benefit of a holistic perspective of the buying process, from start to finish. My goal is to make every transaction as stress free as possible for my clients.

  • Peoples Bank of Commerce
  • 1311 E Barnett Road, Medford, OR, 97504
  • Lends in Oregon
  • People's Bank was founded in 1998 with the belief that as a locally owned and managed community bank, we could do a better job delivering customized, high quality banking services and products to the Rogue Valley. Our experienced bankers know our community and its people and businesses.

  • Leif Investments INC DBA Medford Mortgages
  • 940 Town Centre Drive, Medford, OR, 97504
  • Lends in Oregon
  • At Medford Mortgages we offer a variety of loan options to meet your specific needs. Our team is dedicated to providing you with total customer satisfaction and the very best results. We understand that financing your home is one of the most important decisions you will ever make.

  • Home and Life Lending
  • 2621 Whittle Avenue, Suite 7, Medford, OR, 97504
  • Lends in Oregon
  • Brenda Kennedy opened Home & Life Lending to help better serve my clients with more flexibility to fit their individual needs. Brenda have 17 years of experience in the mortgage industry, providing quality loan services and a level of professionalism. Brenda strive to provide outstanding customer service, which has enhanced customer loyalty.

  • Bob Forrest | Mortgage Loans | Loans Medford | Private Money
  • 1951 Delta Waters Rd, Medford, OR, 97504
  • Lends in Oregon
  • Bob Forrest Loans and Investments has helped people in Southern Oregon, and throughout the country. Did you know that most Oregonians go to mortgage brokers like Bob Forrest for their real estate loans? Oregonians are independent and savvy people. A bank or mortgage lender is just one lender. But we are brokers

  • Mountain Mortgage of Oregon
  • 33 Hawthorne St, Medford, OR, 97504
  • Lends in Oregon
  • Mountain Mortgage of Oregon is located in the heart of the Rogue Valley in Medford, Oregon. Mountain Mortgage has actively been serving both Jackson and Josephine counties for the past fifteen years. I am excited about the company's growth and new internet opportunities it is bringing to our clients.

  • CashinaMoment
  • Skyler Lane, Phoenix, OR, 97535
  • Lends in Oregon
  • CashinaMoment, Oregon, is a trusted and leading provider of online payday loan solutions. For years, we have been providing emergency payday loans to people from all over America. Our objective is to help all people who conventional lenders ignore. We are focused on helping people with credit problems and everyday jobs.