FHA VS Conventional loan programs in Cedar-Mill, Washington County, Oregon

In 2026, the Conventional loan limit for Cedar-Mill in Washington, OR, is $647,200. For a single-family home, the FHA limit is $598,000.

Employ the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the right program for your financial scenario in OR.

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Loan Limits and Down Payment Requirements for 2026 in Cedar-Mill, Washington County, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $414,000 0%
FHA $598,000 3.5%

This table is relevant for the following zip codes: 97229

Discover Conventional and FHA Loan Choices in Cedar-Mill, OR

Lendersa® strives to quickly secure the best Conventional, USDA, or FHA loan without hassle. Select one of three starting points to find matching lenders and loan programs.

Review of USDA loan requests and results with Lendersa


Cedar-Mill Lenders

  • Sunset Science Park Federal Credit Union
  • 1100 NW Murray Road, Suite 200, Portland, OR, 97229
  • Lends in Oregon
  • Sunset Science Park Federal Credit Union (SSPFCU) was chartered in 1960 by 8 people from Electro Scientific Industries (ESI). In 1977 the credit union’s field of membership was expanded to allow all employees located on Science Park Drive to join. Sunset Credit Union is governed by a Volunteer Board of Directors.

  • Trinity Capital Funding LLC
  • 830 NW 118th Ave., Portland, OR, 97229
  • Lends in Oregon
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • MORTGAGE EXPERTS, INC
  • 15188 NW Central Dr, Suite 217, Portland, OR, 97229
  • Lends in Oregon
  • At Mortgage Experts, customers come first. Fast answers are a call away. Brokers are available. What is your biggest asset? For most Americans it's your home. What is your largest liability? For most Americans it your mortgage. If your answer was your home & mortgage? Then who your Mortgage Broker is becomes critical to your financial prosperity.

  • Pacific Sunset Mortgage LLC
  • 15455 Northwest Greenbrier Parkway, Suite 145, Beaverton, OR, 97006
  • Lends in Oregon
  • We believe nothing replaces old fashioned ‘one-on-one’ service with a local lender, with an office you can walk in to. In today’s busy world though, many need to get things going electronically while on the go. Others are in remote parts of the state and it is difficult to come in to the office.

  • HD Mortgage LLC
  • 1915 North East Stucki Avenue, Suite 400, Beaverton, OR, 97006
  • Lends in Oregon
  • We are dedicated to finding great loan options while offering some of the fastest turn times in the industry. Our commitment is to provide highly personalized service and helping you through every step of the loan process. We strive to make our customers feel like a family while providing exceptional customer service, speed and support.

  • Fairfield Financial Services, Inc
  • 16055 SW Walker Rd #247, Beaverton, OR, 97006
  • Lends in Oregon
  • Fairfield Financial Services, Inc. (NMLS number 260898) has been coordinating hard money loans in the Pacific Northwest (Oregon and Washington) since 1964. Our services have recently expanded to include Alaska, California, Colorado, Florida, Idaho, Georgia, Montana, Oklahoma, Texas, Nevada, New York, and Wyoming. We now have sources available to le

  • CHA Mortgage Company Inc
  • 2301 Northwest Thurman Street, Suite C, Portland, OR, 97210
  • Lends in Oregon
  • CHA Mortgage Company is located in the Baxter Building on the corner of NW 23rd and Thurman.
    Parking is available for Baxter Building guests in spots marked ""Executive Suite Customers."" CHA Mortgage is a local mortgage broker with a mission to help Nurses, Teachers, Firefighters, Police Officers and Veterans with their home loans.

  • Alliance Capital Partners Corp
  • 4535 SW Laurelwood Avenue, Portland, OR, 97225
  • Lends in Oregon
  • Alliance Capital Partners is dedicated to helping clients achieve their financial goals by offering multiple loan programs which are identified per individual transaction need. We are a service based company, and want to focus on facilitating a positive experience for each client. Rather than having to deal with a major bank on your own.

  • Prestige Residential Loans LLC
  • 4970 Southwest Griffith Dr, Suite 205, Beaverton, OR, 97005
  • Lends in Oregon
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with low interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Full Spectrum Capital Corporation
  • 7439 N Fiske Ave, Portland, OR, 97203
  • Lends in Oregon
  • Full Spectrum Capital is a boutique mortgage brokerage dedicated to providing an array of loan options, competitive rates, a streamline process and truly understanding your overall situation. We have developed relationships with a large network of lenders which provides you with specially catered loan options to fit your specific situation.