FHA VS Conventional loan programs in 2026 for Hillsboro, Washington County, Oregon

As of 2026, the Conventional loan limit in Hillsboro, county of Washington, OR, is $726,200, whereas the FHA limit for a single-family home is $672,750.

Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA side by side, helping you choose the ideal program in OR for your financial circumstances.

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Loan Limits and Down Payment Requirements for 2026 in Hillsboro, Washington County, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $478,400 0%
FHA $672,750 3.5%

This comparison table applies to zip codes: 97006

Available Conventional and FHA Loan Options in Hillsboro, OR

Lendersa® aims to secure you the best possible Conventional, USDA, or FHA loans quickly and effortlessly. Choose one of three starting points to connect with matching lenders and loan programs.

Overview of Lendersa USDA loan requests and matching


Hillsboro Lenders

  • Pacific Sunset Mortgage LLC
  • 15455 Northwest Greenbrier Parkway, Suite 145, Beaverton, OR, 97006
  • Lends in Oregon
  • We believe nothing replaces old fashioned ‘one-on-one’ service with a local lender, with an office you can walk in to. In today’s busy world though, many need to get things going electronically while on the go. Others are in remote parts of the state and it is difficult to come in to the office.

  • HD Mortgage LLC
  • 1915 North East Stucki Avenue, Suite 400, Beaverton, OR, 97006
  • Lends in Oregon
  • We are dedicated to finding great loan options while offering some of the fastest turn times in the industry. Our commitment is to provide highly personalized service and helping you through every step of the loan process. We strive to make our customers feel like a family while providing exceptional customer service, speed and support.

  • Fairfield Financial Services, Inc
  • 16055 SW Walker Rd #247, Beaverton, OR, 97006
  • Lends in Oregon
  • Fairfield Financial Services, Inc. (NMLS number 260898) has been coordinating hard money loans in the Pacific Northwest (Oregon and Washington) since 1964. Our services have recently expanded to include Alaska, California, Colorado, Florida, Idaho, Georgia, Montana, Oklahoma, Texas, Nevada, New York, and Wyoming. We now have sources available to le

  • Sunset Science Park Federal Credit Union
  • 1100 NW Murray Road, Suite 200, Portland, OR, 97229
  • Lends in Oregon
  • Sunset Science Park Federal Credit Union (SSPFCU) was chartered in 1960 by 8 people from Electro Scientific Industries (ESI). In 1977 the credit union’s field of membership was expanded to allow all employees located on Science Park Drive to join. Sunset Credit Union is governed by a Volunteer Board of Directors.

  • Trinity Capital Funding LLC
  • 830 NW 118th Ave., Portland, OR, 97229
  • Lends in Oregon
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • MORTGAGE EXPERTS, INC
  • 15188 NW Central Dr, Suite 217, Portland, OR, 97229
  • Lends in Oregon
  • At Mortgage Experts, customers come first. Fast answers are a call away. Brokers are available. What is your biggest asset? For most Americans it's your home. What is your largest liability? For most Americans it your mortgage. If your answer was your home & mortgage? Then who your Mortgage Broker is becomes critical to your financial prosperity.

  • Prestige Residential Loans LLC
  • 4970 Southwest Griffith Dr, Suite 205, Beaverton, OR, 97005
  • Lends in Oregon
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with low interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Alliance Capital Partners Corp
  • 4535 SW Laurelwood Avenue, Portland, OR, 97225
  • Lends in Oregon
  • Alliance Capital Partners is dedicated to helping clients achieve their financial goals by offering multiple loan programs which are identified per individual transaction need. We are a service based company, and want to focus on facilitating a positive experience for each client. Rather than having to deal with a major bank on your own.

  • Options Financial Residential Mortgage NMLS 829593
  • 8625 SW Cascade Ave, Suite 270, Beaverton, OR, 97008
  • Lends in Oregon
  • Our mission is to empower you to make successful mortgage decisions. We’re committed to always thinking long-term. At Options Financial Residential Mortgage, we want to help you purchase your first home… your second home, and your third. We want to show you that a mortgage loan can be more than just a business transaction.

  • The Lindley Team, Mortgage Lenders
  • thelindleyteam1@gmail.com, Portland, OR, 97223
  • Lends in Oregon
  • In a divorce, we are often more focused on curing the problem at hand, i.e., distributing real property and assets, that we forget there is life after divorce. The biggest challenge is the lack of knowledge, understanding, and preparedness of how the various pieces of the divorce puzzle fit together and overlap where the real property is involved.