Explore the differences! FHA VS Conventional loan programs in Oak-Hills, Washington County, Oregon

For 2026, the Conventional loan limit in Oak-Hills, found in the county of Washington, OR, is set at $647,200. Meanwhile, for a single-family home, the FHA limit is $598,000.

LendersaĀ® provides a Conventional loan calculator to compare today's leading rates among Conventional, FHA, and USDA loans. Consider the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can see Conforming Conventional, USDA, FHA, and VA loans compared side by side, assisting you to identify which program in OR best aligns with your specific financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Oak-Hills, County of Washington, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $414,000 0%
FHA $598,000 3.5%

This table is applicable to the following zip codes: 97229

Available Options for Conventional and FHA Loans in Oak-Hills, OR

Lendersa's mission is to swiftly secure the most favorable Conventional, USDA, or FHA loan for you, without unnecessary delays. Choose one of three initial steps that will help connect you to suitable lenders and loan programs.

Results of Lendersa USDA loan requests and matches


  • The Closing Table
  • 18518 Garden Bloom Lane, Cypress, TX, 77433
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Calvary Mortgage LLC
  • 16231 Mission Tejas Place, Cypress, TX, 77433
  • We're a Christian/Veteran owned company with 25+ years of experience, that utilizes the most advanced technology, making things fast & easy, while offering the most competitive rates, lowest fees & best service around! NMLS ID 1570349 Equal Housing Lendervanced technology, making things fast & easy

  • C&T Mortgage, Inc
  • 16718 House Hahl Rd, Cypress, TX, 77433
  • C&T Mortgage, Inc Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Texas. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.

  • Farmer & Merchants Bank
  • 708 South Main, Stuttgart, AR, 72160
  • Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family.

    Our mission stands tall and clear:
    to promote the success.

  • The Mortgage House Inc
  • 305 Hoover, Suite 500, Holland, MI, 49423
  • This company is a mortgage broker offering first mortgages, FHA loans, VA loans, conventional mortgages, reverse mortgages, construction loans and loans for manufactured homes. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation.

  • Porter Financial Group, LLC
  • 100 Main St, Suite 7, East Jordan, MI, 49727
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Creative Capital Inc
  • 6938 Tranquility Lane, Fennville, MI, 49408
  • Creative Capital Inc., an independently owned mortgage broker was established in 1997 in Royal Oak, MI out of a growing demand for procuring not only out-of-the-box lending options to borrowers, but also low cost, low interest conventional mortgages. The business was built on personal and professional integrity providing a broad spectrum.

  • Decatur Earthmover Credit Union
  • 319 E. Jasper Street, Paris, IL, 61944
  • We started out as the Decatur Caterpillar Employees Credit Union in 1956. Back then people couldn't borrow money from banks, only businesses could. It was hard to save enough to buy a house or car (still is). So, they organized a credit union where they could deposit part of each paycheck (in a shoebox).

  • Texas Family Mortgage
  • 19023 Greenleaf Ridge Ct., Cypress, TX, 77429
  • Texas Family Mortgage, Kevin J. Force, believes in Honesty & Transparency throughout the mortgage process. He takes an educational approach as opposed to a sales approach, stemming from his experience in public service as a Firefighter, United States Marine, and a Police Officer. Kevin believes that by practicing Fair & Honest Lending.

  • One Source Home Mortgage
  • 2408 Timberloch Place, Suite B-3, The Woodlands, TX, 77380
  • One Source Home Mortgage was Est. in 2003 by Owner / Broker Tom Derrick. We have built our reputation on high values, honesty and integrity. We believe by giving our clients the best service, competitive rates and fees, we have built a network of satisfied clients, that conitinue to send thier friends and family to our Company for the same respect

  • Jackson Henry Mortgage, LLC
  • 26403 Oak Ridge Drive, Suite 200, Spring, TX, 77380
  • Jackson Henry Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders