FHA VS Conventional loan in Creswell, Lane County, Oregon

In 2026, the conventional loan limit for Creswell, in Lane county, OR, is $726,200. Meanwhile, the FHA limit for a single-family home is $481,850.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation for qualification. Our mortgage calculator provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, aiding you in deciding the most suitable program for your financial needs in OR.

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2026 Loan Limits and Down Payment Requirements in Creswell, Lane County, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $481,850 3.5%

This comparison table applies to zip codes: 97426

Discover Conventional and FHA Loan Options in Creswell, OR

Lendersa® is committed to providing you with the best possible Conventional, USDA, or FHA loan options quickly and hassle-free. Choose from three pathways that connect you to matching lenders and loan programs.

Check Lendersa results for USDA loan requests


Creswell Lenders

  • Western Mortgage Brokers, Inc.
  • 2440 Willamette Street, Suite 201, Eugene, OR, 97405
  • Lends in Oregon
  • We’re proud to be a broker, not a bank. It means we do the shopping and you get the best interest rate and advice; we are experts in what we do because all we do is mortgage financing. We are locally owned and operated. We live here, we work here, we play here. We’re your friends and neighbors, people who will put your interests first.

  • Citizens Bank
  • 2355 Olympic Street, Springfield, OR, 97477
  • Lends in Oregon
  • In April 1957, a small group of community and business leaders came together and voted to establish a home-owned bank in Corvallis. The organizers intended to fill a need for a friendly banking service dedicated to all of the community and to the building of a thriving local economy.

  • Gateway Credit Union
  • 3030 Gateway Loop, Springfield, OR, 97477
  • Lends in Oregon
  • Gateway Credit Union represents a strong and secure financial institution. Still committed to quality service, GCU looks forward to many years of serving the financial needs of its membership. Gateway Credit Union (formerly known as Food Industries Credit Union) has been open since 1963.

  • Fluent Mortgage
  • 1245 Main Street, Springfield, OR, 97477
  • Lends in Oregon
  • "FLUENT MORTGAGE CORP is in the Mortgage Bankers and Loan Correspondents industry in Springfield, OR. This company currently has approximately 1 to 5 employees and annual sales of Under $500, 000.

    Chris B. is the owner speak Mortgage Fluently We specialize in VA, Conforming, & Portfolio Residential Financing

  • AIC Advanced Investment Corp
  • 380 Q Street, Suite 240, Springfield, OR, 97477
  • Lends in Oregon
  • AIC is a Eugene/Springfield OR based company offering Private Money loans for Non-Owner occupied residential as well as Commercial properties located in Oregon. AIC's common sense real estate loans are for bona fide business purposes and not intended for personal or household purposes.

  • Pacific Cascade Federal Credit Union
  • 1075 Oak Street, Eugene, OR, 97401
  • Lends in Oregon
  • Pacific Cascade opened its doors to serve members in 1961 as Eugene Municipal Federal Credit Union. We merged with Springfield Public Employees Federal Credit Union forming the Public Employees Federal Credit Union in 1982, and added Sacred Heart Credit Union to the mix in 1983. In 1996, we changed our name to Pacific Cascade Federal Credit Union.

  • Laneco Federal Credit Union
  • 74 Centennial Loop, Suite A, Eugene, OR, 97401
  • Lends in Oregon
  • At LANECO Federal Credit Union, we're a family. A family of like-minded people saving money together to provide loans and make dreams come true. We're not a huge credit union. We only have one branch. But what we don't have in size we make up for in service. Since September 1958 we've been "Providing our members financial security.

  • Precision Capital
  • 4710 Village Plaza Loop, Suite 100, Eugene, OR, 97401
  • Lends in Oregon
  • At Precision Capital we strive to offer top-quality financial options for investing that provide results our clients love, as well as assisting borrowers secure the capital they need. Whether you’re looking for a hassle-free loan or you want to diversify your investment portfolio,

  • Northwest Community Credit Union
  • 545 E 8th Ave, Eugene, OR, 97401
  • Lends in Oregon
  • As a credit union, our success is measured in member satisfaction, not profits. We understand that each member has their own dreams and aspirations, and that each person defines “wealth” in their own way. We are proud of the array of products and services we can offer to customize solutions that fit within your lifestyle and dreams.

  • Strategic Mortgage Solutions Inc
  • 911 Country Club Rd, Suite 390, Eugene, OR, 97401
  • Lends in Oregon
  • We’re proud to be Eugene mortgage brokers that provide innovative mortgage solutions in not just Eugene, but all of Oregon. We help our clients tap into competitive mortgage lending markets and also find a greater diversity of lending programs. We’re able to offer these programs with superior terms and dedication to our clients.