FHA VS Conventional loan programs in 2025 for Springfield, Lane County, Oregon
For 2025, in Springfield, within Lane county, OR, the Conventional loan limit is set at $726,200, while the FHA loan limit for a single-family home is $481,850.
Utilize the Lendersa® Conventional loan calculator for comparing current best rates among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side look at Conforming Conventional loans, USDA, FHA, and VA, helping you decide on the best program in OR for your specific financial situation.
2025 Loan Limits and Down Payment Requirements in Springfield, Lane, OR
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$481,850
3.5%
This table applies to the following zip codes: 97477, 97478, 97403, 97475
Explore Conventional and FHA Loan Options in Springfield, OR
The aim of Lendersa® is to quickly secure you the most advantageous Conventional, USDA, or FHA loan with ease. Choose from three initial options to connect with matching lenders and loan programs.
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Members Community Credit Union is a $81 million, full-service cooperative financial institution that is owned and operated by its members. We pride ourselves on being not your ‘normal’ financial institution. We love to have fun with our members and try to connect with each one. We opened our membership to the public in 2003.
Security State Bank & Trust was born in the heart of Fredericksburg, Texas. In 1941, a group of local businessmen saw a need for a new bank to better serve the community’s needs. We officially opened for business in the former Buckhorn Saloon building at 201 West Main Street where we still reside.
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Founded more than 140 years ago, The First National Bank of Fort Smith is the oldest national bank in the state of Arkansas. The bank was organized February 29, 1872, as "The National Bank of Western Arkansas." In 1888, the name was changed to The First National Bank of Fort Smith.
New Liberty officially opened its doors for business in February 1905. The name of the bank was changed to Liberty Trust & Savings Bank after World War I. In 1935 the charter was transferred from New Liberty to Durant. Although the charter was transferred to Durant, the New Liberty area continues to be an important part of the bank's trade area.
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Mid-Missouri Bank is building the community bank of the future in the Ozarks today. It starts with having the best solutions for both personal & business banking. It continues with having the best people, the best facilities & the best customer experiences. Although we were chartered in 1872, we still consider ourselves to be just getting started.
Guadalupe Bank was built by locals, for locals. We pride ourselves on the fact that our decisions are made locally by people who live in our community, value relationships with our customers, and genuinely understand local needs. We have a commitment to every single customer and to the people and small business owners in our community.
