FHA VS Conventional loan programs in 2026 for Springfield, Lane County, Oregon
For 2026, in Springfield, within Lane county, OR, the Conventional loan limit is set at $726,200, while the FHA loan limit for a single-family home is $481,850.
Utilize the Lendersa® Conventional loan calculator for comparing current best rates among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side look at Conforming Conventional loans, USDA, FHA, and VA, helping you decide on the best program in OR for your specific financial situation.
2026 Loan Limits and Down Payment Requirements in Springfield, Lane, OR
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$481,850
3.5%
This table applies to the following zip codes: 97477
Explore Conventional and FHA Loan Options in Springfield, OR
The aim of Lendersa® is to quickly secure you the most advantageous Conventional, USDA, or FHA loan with ease. Choose from three initial options to connect with matching lenders and loan programs.
In April 1957, a small group of community and business leaders came together and voted to establish a home-owned bank in Corvallis. The organizers intended to fill a need for a friendly banking service dedicated to all of the community and to the building of a thriving local economy.
Gateway Credit Union represents a strong and secure financial institution. Still committed to quality service, GCU looks forward to many years of serving the financial needs of its membership. Gateway Credit Union (formerly known as Food Industries Credit Union) has been open since 1963.
"FLUENT MORTGAGE CORP is in the Mortgage Bankers and Loan Correspondents industry in Springfield, OR. This company currently has approximately 1 to 5 employees and annual sales of Under $500, 000.
Chris B. is the owner speak Mortgage Fluently We specialize in VA, Conforming, & Portfolio Residential Financing
AIC is a Eugene/Springfield OR based company offering Private Money loans for Non-Owner occupied residential as well as Commercial properties located in Oregon. AIC's common sense real estate loans are for bona fide business purposes and not intended for personal or household purposes.
Pacific Cascade opened its doors to serve members in 1961 as Eugene Municipal Federal Credit Union. We merged with Springfield Public Employees Federal Credit Union forming the Public Employees Federal Credit Union in 1982, and added Sacred Heart Credit Union to the mix in 1983. In 1996, we changed our name to Pacific Cascade Federal Credit Union.
At LANECO Federal Credit Union, we're a family. A family of like-minded people saving money together to provide loans and make dreams come true. We're not a huge credit union. We only have one branch. But what we don't have in size we make up for in service. Since September 1958 we've been "Providing our members financial security.
4710 Village Plaza Loop, Suite 100, Eugene, OR, 97401
Lends in Oregon
At Precision Capital we strive to offer top-quality financial options for investing that provide results our clients love, as well as assisting borrowers secure the capital they need. Whether you’re looking for a hassle-free loan or you want to diversify your investment portfolio,
As a credit union, our success is measured in member satisfaction, not profits. We understand that each member has their own dreams and aspirations, and that each person defines “wealth” in their own way. We are proud of the array of products and services we can offer to customize solutions that fit within your lifestyle and dreams.
We’re proud to be Eugene mortgage brokers that provide innovative mortgage solutions in not just Eugene, but all of Oregon. We help our clients tap into competitive mortgage lending markets and also find a greater diversity of lending programs. We’re able to offer these programs with superior terms and dedication to our clients.
975 Willagillespie Rd, Suite 201, Eugene, OR, 97401
Lends in Oregon
We are a local family owned and operated full-service mortgage brokerage serving all of Oregon since 1997. We have 48 years of combined experience in satisfying the mortgage needs for the people in our beautiful community. Our goal is to work closely with our clients to ensure that they find the best loan to fit their own personal needs
