FHA VS Conventional loan programs in Winston, Douglas County, Oregon
In 2026, the conventional loan limit for Winston, within Douglas county, OR stands at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Assess the required income, credit rating, reserves, and documents for qualification. Our advanced mortgage calculator offers side-by-side views of Conforming Conventional, USDA, FHA, and VA loans to help you select the optimal program in OR for your financial needs.
2026 Loan Limits and Down Payment Guidelines in Winston, Douglas County, OR
Loan Type
Maximum Loan Amount
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The data in this table applies to zip codes: 97496
Conventional and FHA Loan Options Available in Winston, OR
The objective of Lendersa® is to facilitate fast and hassle-free access to the best possible Conventional, USDA, or FHA loans. You can choose from three starting points to connect with matching lenders and appropriate loan programs.
1600 NW Garden Valley Blvd, Suite 100, Roseburg, OR, 97471
Lends in Oregon
American Home Lending, LLC is a full service mortgage company located in Roseburg, Oregon in the heart of scenic Douglas County. Our knowledgeable staff is committed to providing you the best customer service by offering you low, competitive rates with the highest quality services possible.
Cascade Community Credit Union we are committed to helping our members in Douglas County meet their financial goals. If a personal loan makes sense for you, our online application form makes it easy to start the loan process is proud to support its community and residents since 1948 through quality financial products and services.
Elemental Home Mortgage was founded on the principal that every person should have an opportunity to know if they are ready for a mortgage. To have an opportunity to know what their options are. We feel strongly that each person should have the chance to have an informative, tailored conversation about their housing goals
1043 NE Stephens St, Suite 101, Roseburg, OR, 97470
Lends in Oregon
Award Home Loans of Roseburg we are committed to assisting our clients with the highest quality home loans. We listen to you fitting the mortgage to your personal financial goals. We are located in Roseburg and are available to serve anyone throughout the state of Oregon, but specializing in Douglas County and the I-5 corridor.
We take the time to interview each client and listen to their individual circumstances. We invite them to tell us "their story". Through our years of experience, we have creative ideas and methods to lend money when conventional lenders can't help. We can arrange a loan term that matches your unique situation.
1454 North West 6th Street, Grants Pass, OR, 97526
Lends in Oregon
Owner/Broker Bruno Skopinich employed as loan consultant with Investment Resources Inc. We are located in Southern Oregon. Investment Resources Inc. is multi-dimensional company offering investment, insurance, tax service and mortgage loans. Bruno have been active in the mortgage industry for over 25 years with a stellar reputation.
Access Mortgage Services, Inc. has provided Real Estate Loan Services since May of 2000. We provide excellent customer service for the entire loan originating, processing and closing process. As an added benefit, one specific person will handle all needed aspects of your loan from beginning to end
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. As one of Oregons top Mortgage Brokers, we are dedicated to making sure your home purchase or refinance experience is second to none.
Patriot Mortgage Corp. has been serving Oregon Residents for more than a decade. Throughout our company's distinguished history, we have managed to keep our customers coming back year after year. Why is this? Well, it's simple. We give our clients what they need. Not too many mortgage brokers can say that.
