FHA VS Conventional loan programs in Winston, Douglas County, Oregon

In 2025, the conventional loan limit for Winston, within Douglas county, OR stands at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Assess the required income, credit rating, reserves, and documents for qualification. Our advanced mortgage calculator offers side-by-side views of Conforming Conventional, USDA, FHA, and VA loans to help you select the optimal program in OR for your financial needs.

Explore loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Guidelines in Winston, Douglas County, OR

Loan Type Maximum Loan Amount Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The data in this table applies to zip codes: 97496

Conventional and FHA Loan Options Available in Winston, OR

The objective of Lendersa® is to facilitate fast and hassle-free access to the best possible Conventional, USDA, or FHA loans. You can choose from three starting points to connect with matching lenders and appropriate loan programs.

Check Lendersa's results for USDA loan requests


  • Castroville State Bank
  • 502 Paris Street, Castroville, TX, 78009
  • Castroville State Bank was originally founded by a group of local citizens who recognized the need for a banking facility in Castroville. After traveling to Austin to meet with officials of the Texas Banking Commission, the delegation received approval to begin state banking operations on January 14, 1959.
  • Priority Bank
  • 401 W College St, Ozark, AR, 72949
  • Priority Bank is a local financial services institution that has served Ozark and Northwest Arkansas with quality service and professionalism since 1993.Priority Bank is incorporated in the state of Arkansas and is a federally chartered Savings Bank located in Fayetteville, Arkansas. It is regulated by the Office of the Comptroller of the Currency
  • Equal Housing Opportunity
  • 11012 Montesa Drive, Austin, TX, 78726
  • Ariel Capital Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. And also We work with a variety of lenders. This allows us to get you the best rates on all types of loan programs.
  • Alliance Bank
  • 100 Jefferson St W, Sulphur Springs, TX, 75482
  • Alliance Bank has been a strong Banking presence in Northeast Texas since its opening in the late 1920s. Although the name has changed from Sulphur Springs State Bank to Alliance Bank since we first opened our doors, our dedication to providing a high level of customer service has always remained the same.
  • Liberty Trust & Savings Bank
  • 502 Eighth Avenue, Durant, IA, 52747
  • New Liberty officially opened its doors for business in February 1905. The name of the bank was changed to Liberty Trust & Savings Bank after World War I. In 1935 the charter was transferred from New Liberty to Durant. Although the charter was transferred to Durant, the New Liberty area continues to be an important part of the bank's trade area.
  • Royal Bank
  • 202 Main Street, Elroy, WI, 53929
  • Royal Bank is a locally owned and locally operated, full-service community Bank. Our tagline, Your Community Partner, embodies the deep-seeded dedication we have to our customers and the communities we serve. We are highly committed to our customers, shareholders and employees and strive to earn your complete satisfaction.
  • American Bank of Commerce Wolfforth
  • 10920 Lakeline Mall Drive, Suite 200, Austin, TX, 78717
  • The American Bank of Commerce first opened for business as Wolfforth State Bank on September 11, 1962 with James S. Moore as chairman of the board. In January 1963, Wolfforth State Bank moved from temporary facilities to its first home in downtown Wolfforth, Texas. Wolfforth State Bank changed its name to American Bank of Commerce
  • Tiffany's Hard Money Real Estate Loans LLC
  • 9900 Spectrum Dr, Austin, TX, 78717
  • Tiffany is an experienced lending executive officer with a demonstrated history of working in the financial services industry since 1993. Skilled in Public Speaking, Hard Money Lending, Conventional, FHA, & VA Lending, Nonprofit Organizations, Marketing Management, Negotiation, Business Planning, Networking, and Coaching.