FHA VS Conventional loan in Winston, Douglas County, Oregon

In 2026, the conventional loan limit for Winston, within Douglas county, OR stands at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Assess the required income, credit rating, reserves, and documents for qualification. Our advanced mortgage calculator offers side-by-side views of Conforming Conventional, USDA, FHA, and VA loans to help you select the optimal program in OR for your financial needs.

Explore loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Guidelines in Winston, Douglas County, OR

Loan Type Maximum Loan Amount Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The data in this table applies to zip codes: 97496

Conventional and FHA Loan Options Available in Winston, OR

The objective of Lendersa® is to facilitate fast and hassle-free access to the best possible Conventional, USDA, or FHA loans. You can choose from three starting points to connect with matching lenders and appropriate loan programs.

Check Lendersa's results for USDA loan requests


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