FHA VS Conventional loan programs in Harrisburg, Linn County, Oregon
In 2026, the conventional loan limit in Harrisburg, in Linn county, OR, stands at $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Use the Lendersa® Conventional loan calculator to compare today's best rates between Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator facilitates side-by-side assessments of Conforming Conventional, USDA, FHA, and VA loans, helping to discern which program in OR is most suitable for your financial circumstance.
2026 Loan Limits and Down Payment Requirements in Harrisburg, Linn, OR
Loan Type
Maximum Loan Amount
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the zip codes: 97446
Conventional and FHA Loan Options in Harrisburg, OR
The aim of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loans swiftly and without hassle. Choose one of three pathways to connect with matching lenders and loan programs.
F&M Bank was established in 1925 in Manchester, Iowa. F&M Bank continues to be a locally owned and operated financial institution. In 1994, F&M Bank expanded into the Cedar Rapids metro market area and in 2004, established an office in Anamosa. In 2010, F&M became an interstate bank with the addition of the Vadnais Heights.
Established in 1903, First National Bank of Bangor is independently owned and is proud to be your “Community Bank.” We offer a wide range of products and services to satisfy both your business and personal financial needs. We support and partner with our local communities in activities to improve the quality of life for their residents.
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The Farmers State Bank, the second bank established in Quinton, opened for business on April 7, 1908. A small wood frame building provided temporary facilities for the bank at that time.
In 1929, stockholders purchased The First National Bank of Quinton and Kinta State Bank, consolidating assets under the state charter of Farmers State Bank.
our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Lone Star Home Mortgage is a full service mortgage Company with one goal in mind...helping consumers accomplish their home financing goals.The only way to achieve this is by providing the best origination platform for mortgage professionals to operate in today's landscape. This means delivering the products, price, and service.
First National Bank was chartered in 1887 by Texas Pioneers Dan Cogdell, John Traylor, E.A. Hannaford, Jess Baker and James H. Doyle.
While the early years of the Bank’s existence were economically prosperous for the area, the Great Depression and droughts of the 1930’s would soon have a negative impact on the community.
