FHA VS Conventional loan in Umatilla, Umatilla County, Oregon

As of 2026, the conventional loan limit in Umatilla, Umatilla county, OR is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans, assessing the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage tool shows side-by-side views of Conforming Conventional, USDA, FHA, and VA loans to guide your decision on the best program for your financial situation in OR.

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2026 Loan Limits and Down Payment Requirements in Umatilla, Umatilla County, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for zip codes: 97882

Explore Conventional and FHA Loan Options in Umatilla, OR

Lendersa® aims to promptly secure the optimal Conventional, USDA, or FHA loans for you, hassle-free. Choose from three pathways that connect you with suitable lenders and loan programs.

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