FHA VS Conventional loan in Milton-Freewater, Umatilla County, Oregon

In 2026, the conventional loan limit for Milton-Freewater, within Umatilla county, OR, is $726,200, while the FHA limit for a single-family home is $472,030.

Using the Lendersa® Conventional loan calculator, you can compare today's best rates among Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most fitting program in OR for your unique financial needs.

Explore loan options from 100 different lenders

2026 Loan Limits and Downpayment Requirements in Milton-Freewater, Umatilla County, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 97862

Available Conventional and FHA Loan Choices in Milton-Freewater, OR

The goal of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan options swiftly and efficiently. Choose from one of three starting points to get matched with appropriate lenders and loan programs.

Check out Lendersa's USDA loan request results


  • Enterprise Corporation of the Delta
  • 4 Old River Pl, Suite A, Jackson, MS, 39202
  • HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; aggregates resources; and engages in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one’s ability to prosper. HOPE has generated or leveraged more than $3.1 billion in financing

  • Eagle Express Federal Credit Union
  • 567 S State Street, Jackson, MS, 39201
  • The purpose of Eagle Express Federal Credit Union is to promote thrift among its members by affording them an opportunity to accumulate their savings, and to create for them a source of credit for provident or productive purposes. This Credit Union is federally insured by the National Credit Union Administration.

  • Trustmark Mortgage Services
  • 401 N West St, Jackson, MS, 39201
  • Founded in 1889, Trustmark is one of the South’s strongest and most respected financial institutions, comprised of more than 2, 800 professionals serving customers in over 190 locations throughout Alabama, Florida, Mississippi, Tennessee and Texas. We offer a comprehensive range of personal and business banking services - from personal banking.

  • Elderlife Financial Services
  • 100 Bluegrass Commons Blvd, Bldg 1, Suite 120, Hendersonville, TN, 37075
  • For over 20 years, Elderlife has helped thousands of families transition loved ones into senior living. Typically families are focused on mom or dad’s health and selecting the best community based on their needs, leaving the financial aspect as an afterthought.
    We are here to help you create a plan to pay for senior living.

  • Nashville Firemen’s Credit Union
  • 908 Woodland Street, Nashville, TN, 37206
  • Nashville Firemen’s Credit Union (NFCU) lobby is now open. For your safety and the safety of NFCU staff, face coverings will be required when visiting the branch. The Drive through window remains open with full services for those who chose not to come into the lobby.

    The safety and well-being of our employees, members.

  • Community Mortgage Advisors, LLC
  • 615 Main St, Suite 205, Nashville, TN, 37206
  • We are very excited to have recently opened this branch of Community Mortgage in historic East Nashville, just minutes from downtown Community Mortgage Advisors, you will receive highly personalized service from senior loan officers. Whether you are looking to purchase or refinance, we offer each customer a free mortgage analysis.

  • Full Service Mortgage Group LLC
  • 903 Murfreesboro Road, Franklin, TN, 37064
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • New Mission Mortgage LLC
  • 427 Wild Elm St, Franklin, TN, 37064
  • New Mission Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Southeast Financial Credit Union
  • 220 S Royal Oaks Blvd, Franklin, TN, 37064
  • Southeast Financial Credit Union, our employees are an important part of our success, and we are excited that you have selected us to round out your career search. We are committed to providing an environment that fosters professionalism, growth and We recognize that our team is the reason we provide one of the highest levels of member service

  • First National Bank of Louisiana
  • 128 North Parkerson Avenue, Crowley, LA, 70526
  • Our solid foundation was established in the 1920s on the strength and stability of the local community of Crowley, Louisiana. Since our inception, we have grown to hold over $537, 000, 000 in assets, ensuring personal service as the cornerstone of all we do. Although we still call the original Crowley Skyscraper home.

  • Guaranty Home Mortgage Corporation
  • 10 Lea Avenue, Suite 800, Nashville, TN, 37210
  • Since 1985, Guaranty Home Mortgage Corporation, (GHMC) has been a market leader in mortgage lending. In 2019 GHMC transformed from a Federally Registered entity to an Independent Mortgage Banker and is currently licensed in 48 states. GHMC originates and purchases loans nationally through multiple channels.

  • MiMutual Mortgage Wholesale
  • 911 Military Street, Port Huron, MI, 48060
  • At MiMutual Mortgage, the reason we exist centers on this simple phrase - Great People, Building a Great Company, Serving our Communities.

    We believe that purchasing a home is one of life's most monumental events. It is more than a transaction - it is a life-changing investment.