FHA VS Conventional loan programs in Roseburg-North, Douglas County, Oregon
In 2026, the conventional loan limit in Roseburg-North, found in Douglas county, OR, is $647,200, whereas the FHA limit for a single-family home is $420,680.
Use the Lendersa® Conventional loan calculator to compare today’s top rates across Conventional, FHA, and USDA loans, determining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator makes it possible to view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help you decide on the best program in OR for your financial needs.
2026 Loan Limits and Down Payment Requirements in Roseburg-North, Douglas County, OR
Type of Loan
Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to zip codes: 97470
Choices for Conventional and FHA Loans in Roseburg-North, OR
Lendersa® aims to secure the most suitable Conventional, USDA, or FHA loan efficiently and without difficulty. Select one of three entries to connect with matching lenders and loan programs.
Elemental Home Mortgage was founded on the principal that every person should have an opportunity to know if they are ready for a mortgage. To have an opportunity to know what their options are. We feel strongly that each person should have the chance to have an informative, tailored conversation about their housing goals
1043 NE Stephens St, Suite 101, Roseburg, OR, 97470
Lends in Oregon
Award Home Loans of Roseburg we are committed to assisting our clients with the highest quality home loans. We listen to you fitting the mortgage to your personal financial goals. We are located in Roseburg and are available to serve anyone throughout the state of Oregon, but specializing in Douglas County and the I-5 corridor.
1600 NW Garden Valley Blvd, Suite 100, Roseburg, OR, 97471
Lends in Oregon
American Home Lending, LLC is a full service mortgage company located in Roseburg, Oregon in the heart of scenic Douglas County. Our knowledgeable staff is committed to providing you the best customer service by offering you low, competitive rates with the highest quality services possible.
Cascade Community Credit Union we are committed to helping our members in Douglas County meet their financial goals. If a personal loan makes sense for you, our online application form makes it easy to start the loan process is proud to support its community and residents since 1948 through quality financial products and services.
Patriot Mortgage Corp. has been serving Oregon Residents for more than a decade. Throughout our company's distinguished history, we have managed to keep our customers coming back year after year. Why is this? Well, it's simple. We give our clients what they need. Not too many mortgage brokers can say that.
We take the time to interview each client and listen to their individual circumstances. We invite them to tell us "their story". Through our years of experience, we have creative ideas and methods to lend money when conventional lenders can't help. We can arrange a loan term that matches your unique situation.
1454 North West 6th Street, Grants Pass, OR, 97526
Lends in Oregon
Owner/Broker Bruno Skopinich employed as loan consultant with Investment Resources Inc. We are located in Southern Oregon. Investment Resources Inc. is multi-dimensional company offering investment, insurance, tax service and mortgage loans. Bruno have been active in the mortgage industry for over 25 years with a stellar reputation.
2440 Willamette Street, Suite 201, Eugene, OR, 97405
Lends in Oregon
We’re proud to be a broker, not a bank. It means we do the shopping and you get the best interest rate and advice; we are experts in what we do because all we do is mortgage financing. We are locally owned and operated. We live here, we work here, we play here. We’re your friends and neighbors, people who will put your interests first.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. As one of Oregons top Mortgage Brokers, we are dedicated to making sure your home purchase or refinance experience is second to none.
