FHA VS Conventional loan programs in Tri-City, Douglas County, Oregon

In 2026, the conventional loan limit for Tri-City, located in Douglas county, OR, is set at $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans, helping you determine the income, credit, reserves, and documents needed to qualify. With our advanced tool, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the best program in OR for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Tri-City, Douglas, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 97457

Explore Conventional and FHA Loan Options in Tri-City, OR

Lendersa® aims to promptly secure the best possible Conventional, USDA, or FHA loans without hassle. Select one of three paths to connect with matching lenders and loan programs.

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  • Cheating Debt, LLC
  • 1953 Golden Heights Road, Suite 401, Fort Worth, TX, 76177
  • Cheating Debt is a Credit Repair Service founded in 2016 with the mission to Serve, Educate and Empower people to take control of their credit and finances. Cheating Debt was conceived with the notion of “I wish someone would have taught me that before." Cheating Debt as a cumulative brings decades of private banking, mortgage.

  • Waumandee State Bank
  • S2021 County Road U, Waumandee, WI, 54622
  • Waumandee State Bank has been serving West Central Wisconsin since 1914. We strive for excellence in our products and customer service. Our employees take pride in helping to build strong communities through volunteer work, donations, and collaboration with local organizations. Waumandee State Bank strives to strengthen our communities.

  • Greater Texas Mortgage Company
  • 3237 Stonecrop Trail, Argyle, TX, 76226
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Lone Star Home Mortgage
  • 1341 Saddlebrook Court, Argyle, TX, 76226
  • Lone Star Home Mortgage is a full service mortgage Company with one goal in mind...helping consumers accomplish their home financing goals.The only way to achieve this is by providing the best origination platform for mortgage professionals to operate in today's landscape. This means delivering the products, price, and service.

  • Joplin Metro Credit Union
  • 3301 Texas Avenue, Joplin, MO, 64804
  • Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Great Plains Federal Credit Union
  • 2306 S Range Line Road, Joplin, MO, 64804
  • Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.

  • The Mortgage House, Inc.
  • 2915 S. Main Street, Joplin, MO, 64804
  • The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Finite Mortgage, Inc.
  • 6 Heritage Court, Trophy Club, TX, 76262
  • At Finite Mortgage, Inc. our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.