FHA VS Conventional loan programs in 2026 for Sutherlin, Douglas County, Oregon

As of 2026, in Sutherlin, located within Douglas county, OR, the conventional loan limit is set at $726,200, whereas the FHA limit for a single-family residence is $472,030.

With the Lendersa® Conventional loan calculator, compare today's rates among Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and documents to qualify. Our cutting-edge mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program for your financial needs in OR.

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2026 Loan Limits and Down Payment Requirements in Sutherlin, Douglas County, OR

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 97479

Available Conventional and FHA Loan Choices in Sutherlin, OR

At Lendersa®, our aim is to secure the optimal Conventional, USDA, or FHA loan for you quickly and with ease. Choose one of three paths to connect with matching lenders and program options.

View results for USDA loan requests at Lendersa


Sutherlin Lenders

  • Elemental Home Mortgage, LLC
  • 1612-2 NE Vine Street, Roseburg, OR, 97470
  • Lends in Oregon
  • Elemental Home Mortgage was founded on the principal that every person should have an opportunity to know if they are ready for a mortgage. To have an opportunity to know what their options are. We feel strongly that each person should have the chance to have an informative, tailored conversation about their housing goals

  • Award Home Loans of Roseburg
  • 1043 NE Stephens St, Suite 101, Roseburg, OR, 97470
  • Lends in Oregon
  • Award Home Loans of Roseburg we are committed to assisting our clients with the highest quality home loans. We listen to you fitting the mortgage to your personal financial goals. We are located in Roseburg and are available to serve anyone throughout the state of Oregon, but specializing in Douglas County and the I-5 corridor.

  • Patriot Mortgage Corporation
  • 640 N 9th St, Cottage Grove, OR, 97424
  • Lends in Oregon
  • Patriot Mortgage Corp. has been serving Oregon Residents for more than a decade. Throughout our company's distinguished history, we have managed to keep our customers coming back year after year. Why is this? Well, it's simple. We give our clients what they need. Not too many mortgage brokers can say that.

  • American Home Lending
  • 1600 NW Garden Valley Blvd, Suite 100, Roseburg, OR, 97471
  • Lends in Oregon
  • American Home Lending, LLC is a full service mortgage company located in Roseburg, Oregon in the heart of scenic Douglas County. Our knowledgeable staff is committed to providing you the best customer service by offering you low, competitive rates with the highest quality services possible.

  • Cascade Community Credit Union
  • 1123 W Harvard Ave, Roseburg, OR, 97471
  • Lends in Oregon
  • Cascade Community Credit Union we are committed to helping our members in Douglas County meet their financial goals. If a personal loan makes sense for you, our online application form makes it easy to start the loan process is proud to support its community and residents since 1948 through quality financial products and services.

  • Western Mortgage Brokers, Inc.
  • 2440 Willamette Street, Suite 201, Eugene, OR, 97405
  • Lends in Oregon
  • We’re proud to be a broker, not a bank. It means we do the shopping and you get the best interest rate and advice; we are experts in what we do because all we do is mortgage financing. We are locally owned and operated. We live here, we work here, we play here. We’re your friends and neighbors, people who will put your interests first.

  • Citizens Bank
  • 2355 Olympic Street, Springfield, OR, 97477
  • Lends in Oregon
  • In April 1957, a small group of community and business leaders came together and voted to establish a home-owned bank in Corvallis. The organizers intended to fill a need for a friendly banking service dedicated to all of the community and to the building of a thriving local economy.

  • Gateway Credit Union
  • 3030 Gateway Loop, Springfield, OR, 97477
  • Lends in Oregon
  • Gateway Credit Union represents a strong and secure financial institution. Still committed to quality service, GCU looks forward to many years of serving the financial needs of its membership. Gateway Credit Union (formerly known as Food Industries Credit Union) has been open since 1963.

  • Fluent Mortgage
  • 1245 Main Street, Springfield, OR, 97477
  • Lends in Oregon
  • "FLUENT MORTGAGE CORP is in the Mortgage Bankers and Loan Correspondents industry in Springfield, OR. This company currently has approximately 1 to 5 employees and annual sales of Under $500, 000.

    Chris B. is the owner speak Mortgage Fluently We specialize in VA, Conforming, & Portfolio Residential Financing