FHA VS Conventional loan programs in Berwick, Columbia County, Pennsylvania

In 2026, the conventional loan limit in Berwick, Columbia county, PA is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Try the Lendersa® Conventional loan calculator to assess the best rates among Conventional, FHA, and USDA loans today. Determine the needed income, credit, reserves, and documents for eligibility. Our advanced calculator lets you compare Conforming Conventional, USDA, FHA, and VA side by side, helping choice for your financial scenario in PA.

Explore loan offers from 100 lenders

2026 loan limits and down payment needs in Berwick, Columbia county, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This applies to the zip codes: 18603

Explore Conventional and FHA loan choices in Berwick, PA

Lendersa® is committed to securing you the finest Conventional, USDA, or FHA loan options swiftly and effortlessly. Choose from three starting points to match with suitable lenders and programs.

Lendersa matching results for USDA loan requests


  • Schuyler Savings Bank
  • 24 Davis Avenue, Kearny, NJ, 07032
  • Schuyler Savings Bank has been serving the Kearny and surrounding NJ communities since 1924. As a true “Community Bank”, we are committed and dedicated to providing excellent service to our customers with branches both in Kearny and Harrison. Being very attentive to customer needs and offering more personalized service.

  • Savings Home Mortgage Limited Liability Company
  • 22 Coates St, Suite 2C, Medford, NJ, 08055
  • Savings Home Mortgage LLC. was founded with the philosophy of low rates with great savings. Our goals are to provide mortgage consumers with low rates and fees while providing the most professional customer service. We utilize many lenders in order to offer you the most competitive rates and fees.

  • Medford Mortgage LLC
  • 32 S. Main Street, Medford, NJ, 8055
  • "Medford Mortgage was founded with the purpose of helping both existing
    and prospective homeowners receive the right mortgage. Our company
    MISSION is simple: Develop a low cost structure that enables us to
    consistently deliver industry leading rates to our target customers. Our comprehensive network of lenders allows us to find the loan progr

  • H&E Telephone Federal Credit Union
  • 201 West Passaic Street, Floor 3, Suite 304, Rochelle Park, NJ, 07662
  • H&E Telephone Federal Credit Union is a federally insured financial cooperative serving employee groups since 1967. It was originally formed for employees and family members of New Jersey Bell and AT&T. Now, H&E also serves HPAE at Englewood Hospital and several other member groups.

  • Affinity Realty Capital
  • 151 West Passaic Street, 2nd Floor, Rochelle Park, NJ, 07662
  • The Affinity Realty Capital, LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing

  • Centra Capital Investments
  • 336 W Passaic St, Suite 310, Rochelle Park, NJ, 07662
  • Centra Capital Investments is a commercial real estate investment company offering hard money when traditional banks do not. We provide construction loans for both ground up new construction and renovation projects. Will consider both residential and commercial properties with a loan up to 100%

  • Alpine Mortgage Services
  • 201 W Passaic Street, Rochelle Park, NJ, 07662
  • At Alpine Mortgage, we specialize in providing the most competitive rates and closing costs on a Connecticut, Florida, New York, New Jersey and Pennsylvania mortgage. Our goal is to make your home loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service and appreciate the opportunity to

  • Icon Realty Capital, Direct Lender
  • 151 Rt 33 E, Suite 251, Englishtown, NJ, 07726
  • Icon Realty Capital is owned and operated by a team of seasoned real estate professionals who have a combined 52 years of hands-on real estate experience. We collectively participated in $3 Billions + in transactions, acting as capital providers, equity and syndicator. Our ability to Close Quickly, in as little as THREE days is a function.

  • AMERIDREAM HOME LOANS, L.L.C.
  • 72 Essex Street, Suite 4, Lodi, NJ, 07644
  • Ameridream Home Loans in 2016 with one single intention, to help as many people as possible accomplish their goals and reach the American dream of homeownership. We believe that our extensive knowledge of the industry and our transparent & streamline process is the key to our success.

  • Greater Alliance Federal Credit Union
  • 40 West Century Road, Paramus, NJ, 07652
  • Our Mission is To provide the highest quality financial services, through commitment to excellence and financial strength, exceeding the expectations of our members and employees. Our Vision is Commitment to making a positive difference in the financial lives of our members and in the community we serve. We want to be the financial institution.

  • PINE HILL MORTGAGE GROUP, INC.
  • 172 Broadway, Suite 104, Woodcliff Lake, NJ, 07677
  • Pinehill Mortgage Group, Inc. offers all loan programs to meet your needs. We handle Conventional, Non-Conventional, FHA, VA, Reverse and Commercial products. Conforming Loans: Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines.

  • JG Funding Corporation
  • 531 Wild Avenue, 2nd Floor, Staten Island, NY, 10314
  • JG Funding is a direct hard money lender that has been providing the real estate industry with immediate access to short term financing for over 12 years. JG Funding serves a growing need for investors looking for creative or situational financing within a tight time frame to fund acquisition, refinance, rehab & other real estate investment.