FHA VS Conventional loan in Chadds-Ford, Delaware County, Pennsylvania

For a single-family residence located in Chadds-Ford, Delaware county, PA, the conventional loan limit as of 2026 is $647,200, whereas the FHA loan limit is $477,250.

Utilize the Lendersa® Conventional loan calculator to juxtapose current Conventional, FHA, and USDA rates, and identify the income, credit, reserves, and documentation required for qualification. This sophisticated mortgage calculator displays side-by-side comparison for Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the optimal program within PA suited to your financial needs.

Explore loan offers from a range of 100 lenders

2026 loan limits and down payment requirements for Chadds-Ford, Delaware county, PA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $477,250 3.5%

This comparison table applies to zip codes including: 19317

Options for Conventional and FHA loans in Chadds-Ford, PA

Lendersa® strives to quickly connect you with the ideal Conventional, USDA, or FHA loan, offering a straightforward process. Begin with one of the three pathways that will align you with suitable lenders and loan plans.

Lendersa USDA loan request and matching results


Chadds-Ford Lenders

  • Franklin Mint Federal Credit Union
  • 5 Hillman Drive, Suite 100, Chadds Ford, PA, 19317
  • Lends in Pennsylvania
  • Franklin Mint Federal Credit Union has provided financial products and services to its members in the greater Philadelphia region and beyond since 1970. FMFCU presently ranks ninth in asset size among Pennsylvania credit unions and remains the largest financial institution headquartered in Delaware County, Pennsylvania. FMFCU has 100, 000 members

  • RH Cooper Ltd
  • 225 Wilmington West Chester Pike, Suite 200, Chadds Ford, PA, 19317
  • Lends in Pennsylvania
  • At R.H.Cooper Ltd., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

  • CONCORD ONE FINANCIAL, LLC
  • 5 Christy Drive, Chadds Ford, PA, 19317
  • Lends in Pennsylvania
  • Concord Home Mortgage we have world class technology that allows you to enjoy a totally digital mortgage process, we are also happy to give world class service and walk you through every step of the process. We enjoy getting to know our customers whether it be over the phone or face to face in our office in Chadds Ford, Pennsylvania.

  • BRANDYWINE VALLEY MORTGAGE LLC
  • PO Box 145, Pocopson, PA, 19366
  • Lends in Pennsylvania
  • Brandywine Valley Mortgage is an independent broker that puts our customer needs before anything else. We have relationships with dozens of wholesale lenders to ensure we provide our clients with the best mortgage products available. Every mortgage is our niche, not just one product. We do what your bank doesn't, put you firs.

  • The Manzi Mortgage Group
  • 5 Christy Dr, Suite 203, West Chester, PA, 19382
  • Lends in Pennsylvania
  • The Manzi Mortgage Group is your premier mortgage team located in West Chester, Pennsylvania. Headed by Gerry Manzi, we pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the mortgage in PA, NJ and DE area.

  • Vincent R Liott Inc
  • 1246 West Chester Pike, Suite 316, West Chester, PA, 19382
  • Lends in Pennsylvania
  • Vincent R. Liott, Inc. is a family owned and operated, full-service residential and commercial mortgage brokerage in business since 1998 and located in West Chester, PA. Vincent has been in the mortgage banking industry for the last 39 years. In 1975, Vincent started his career working at the largest national mortgage lender

  • Professional Mortgage Consultants
  • 401 Darlington Drive West, West Chester, PA, 19382
  • Lends in Pennsylvania
  • Professional Mortgage Consultants (PMC) was established January 1, 1991 by Laurence E. Ostrom, who is the sole proprietor of the firm. PMC is a Pennsylvania licensed, residential Mortgage Broker, primarily servicing the southeastern region of Pennsylvania including, but not limited to Chester, Delaware, Montgomery, Bucks, Berks

  • CM Mortgage Services Inc
  • 1240 West Chester Pike, Suite 212, West Chester, PA, 19382
  • Lends in Pennsylvania
  • The CM Mortgage Services Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • THE RATE KINGS MORTGAGE LLC
  • 1101 Carroll Hill Dr, West Chester, PA, 19382
  • Lends in Pennsylvania
  • The Rate Kings Mortgage LLC was started in 2009. We are a full service, licensed mortgage broker located in Pennsylvania offering competitive rates and fees. We have partnerships with a number of reputable lenders that allow us to offer a multitude of programs to meet your needs. Our service will not be beaten.