FHA VS Conventional loan in Chadds-Ford, Delaware County, Pennsylvania

For a single-family residence located in Chadds-Ford, Delaware county, PA, the conventional loan limit as of 2026 is $647,200, whereas the FHA loan limit is $477,250.

Utilize the Lendersa® Conventional loan calculator to juxtapose current Conventional, FHA, and USDA rates, and identify the income, credit, reserves, and documentation required for qualification. This sophisticated mortgage calculator displays side-by-side comparison for Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the optimal program within PA suited to your financial needs.

Explore loan offers from a range of 100 lenders

2026 loan limits and down payment requirements for Chadds-Ford, Delaware county, PA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $477,250 3.5%

This comparison table applies to zip codes including: 19317

Options for Conventional and FHA loans in Chadds-Ford, PA

Lendersa® strives to quickly connect you with the ideal Conventional, USDA, or FHA loan, offering a straightforward process. Begin with one of the three pathways that will align you with suitable lenders and loan plans.

Lendersa USDA loan request and matching results


  • Genex Lending LLC
  • 1775 Lanyon Drive, Bartlett, IL, 60103
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • THE PREFERRED GROUP MORTGAGE AND CONSULTING SERVICES, INC.
  • 110 S. Oak Ave, Suite 100, Bartlett, IL, 60103
  • We are not a BIG BOX Loan Store quoting rates and closing costs based off of a computer algorithm. Here at the Preferred Group, we go to work for you. We roll up our sleeves and do the hard work, finding you the best options for your situation. Due to our experience and full-service operations, we provide in-depth knowledge, help

  • Wisconsin Wholesale Mortgage
  • 2833 W. Layton Avenue, Milwaukee, WI, 53221
  • wisconsinwholesalemortgage.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Darrell Frenzel is the owner of Wisconsin Wholesale Mortgage. I rarely get beat on rate/closing costs. “My goal in the Mortgage Business is to make a positive difference in people’s lives, first

  • Brewery Credit Union
  • 1351 Dr Martin Luther King Jr Drive, Milwaukee, WI, 53212
  • Brewery Credit Union (BCU) offers the same commitment to our members since we chartered in 1934 as Brewery Workers Credit Union. The Brewery Workers Union Local 9, represented the many breweries and malting companies in Milwaukee, was the original home of the Brewery Workers Credit Union

  • Arcola First Bank
  • 127 South Oak Street, Arcola, IL, 61910
  • Arcola First Bank is a branch office of Arcola First Bank. They provide the following services: Full Service Office Location & are located at 127 South Oak Street in Arcola Illinois.
    Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information

  • SmartFinancial
  • 2778 South 35th Street, Milwaukee, WI, 53215
  • Smart Financial Services, Inc. was established in 2001 with the mission of creating extraordinary mortgage solutions for the citizens of Wisconsin and Florida. That mission continues to be a driving force through today. Smart Financial Services, Inc. has always sought out the nation's most creative and responsible lenders.

  • F Street Group
  • 1134 N 9th Street, Suite 200, Milwaukee, WI, 53233
  • Founded in 2008, F Street Group invests and maintains ownership stakes in businesses across a number of verticals, including housing, lending, real estate development, and hospitality. Our focus continues to be on finding opportunities that maximize returns and wealth creation.Our goal has always been to help support and build the communities.

  • Milwaukee Hard Money
  • 1130 N 9th St, Milwaukee, WI, 53233
  • Milwaukee-based hard money lender. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market.
    We focus on lending to investors who perform rehabs to single-family, multi-family, or commercial real estate for investment purposes only.

  • Fisher National Bank
  • 102 E. Division, Fisher, IL, 61843
  • The Fisher National Bank opened for business November 18, 1955 at a small office in downtown Fisher, IL. With numerous additions and renovations, this facility served our needs very nicely over the years. In the late 1990s, due to steady growth and the loyalty of our many clients, the board realized it was time to make another investment.

  • PMG HOME LENDING, LLC
  • 406 Alabama Avenue, Bremen, GA, 30110
  • PMG Home Lending, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you

  • United Southern Bank
  • 1813 East 9th St, Hopkinsville, KY, 42241
  • United Southern Bank offers a range of banking services to meet today’s financial needs, from Personal Checking and Savings Accounts to Individual Retirement Accounts (IRAs) to Mortgage Loans with competitive rates. We also offer an array of business services including Commercial Checking, Business Savings Accounts

  • Fox Valley Credit Union
  • 575 North Broadway, Aurora, IL, 60505
  • Fox Valley Credit Union was founded in 1937 as an employer group or single sponsor for employees of the old Chicago, Burlington and Quincy Railroad which is now Burlington Northern-Santa Fe.

    FVCU converted the single sponsor credit union to a community charter in 2008 which enabled persons who work or live in Aurora to join.