FHA VS Conventional loan programs in Fort-Washington, Montgomery County, Pennsylvania

In 2026, the conventional loan limit in Fort-Washington, within Montgomery county, PA, is $647,200. For a single-family home, the FHA limit is $477,250.

Lendersa® offers a Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. By using this tool, you can assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in determining which program in PA is most suited for your unique financial situation.

Evaluate loan offers from 100 different lenders

2026 Loan Limits and Down Payment Details in Fort-Washington, Montgomery County, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $477,250 3.5%

Applicable to zip codes: 19034

Conventional and FHA Loan Options in Fort-Washington, PA

The goal of Lendersa® is to facilitate access to the best possible Conventional, USDA, or FHA loan efficiently and without hassle. Choose from three starting methods that link you to matching lenders and loan offerings.

Lendersa's USDA loan request and results overview


  • ENTRUST FINANCIAL CORPORATION
  • 6125 Luther Lane, Suite 412, Dallas, TX, 75225
  • At Entrust Financial Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Sunray Mortgage
  • 4403 N Central Expy, Suite 300, Dallas, TX, 75205
  • Sunray Mortgage For too many years, mortgages have been a burden for most self-employed home buyers. Big banks are slow and often don’t understand the unique income situations of self-employed, 1099 contractors, or small business owners. Smaller mortgage lenders and brokers don’t have the loan products to satisfy your complex lending needs

  • Homeric LLC
  • 3532 Milton Avenue, Dallas, TX, 75205
  • Homeric Mortgage changing the way people think of getting a mortgage. A simple, savvy & hassle-free way to get a mortgage that is guided by heart. We don’t spend millions of dollars on marketing or have unnecessary layers of management & costs. It’s simplified by focusing on the customer’s best interest.

  • Avondale Private Lending
  • 200 Crescent Ct, Suite 60, Dallas, TX, 75205
  • Avondale Private Lending is a group of private lenders that loans money to professional home builders, developers and remodelers. Our borrowers choose to work with us because we are much faster than banks, have lower down payment requirements, and we don’t have the fees or requirements that you see from many hard money lenders.

  • Baylor Health Care System Credit Union
  • 4005 Crutcher Street, Suite 130, Dallas, TX, 75246
  • Baylor Health Care System Credit Union was founded on July 11, 1957 by 11 health care professionals who deposited a total of $572.75 in an effort to help each other with loans and savings opportunities. Today the Credit Union has over 5, 400 members and $82 million in assets. Over the course of our 60+ year history.

  • Lighthouse Lending LLC
  • 4131 North Central Expressway, Suite 900, Dallas, TX, 75204
  • Alfonso Barrera, Broker/Owner of Lighthouse Lending LLC is an Independent Mortgage Broker with access to many large Wholesale Lenders. With us, apply only once and we'll do all the legwork to shop around with many different lenders for the best terms for your new mortgage. We have access to hundreds of wholesale mortgage.

  • BRM Mortgage Services
  • 2201 Midway Rd, Suite 1080, Carrollton, TX, 75006
  • At B R M Mortgage Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Millennium Mortgage Services Corporation
  • 1038 South Elm Street, Carrollton, TX, 75006
  • Millennium Mortgage Services has been committed to providing our customers with the highest quality of service and the lowest mortgage rate loans available in the Texas mortgage industry. Our High Service Standards and Commitment to Quality assure you that you will receive, prompt loan determination, full program disclosures.

  • JUST MORTGAGES, INC.
  • 2418 Marsh Lane, Suite 104, Carrollton, TX, 75006
  • Just Mortgages is the mortgage services arm of Spicerhaart, one of the UK’s largest independent Estate Agency established in 1989. Just Mortgages employ over 150 in-branch Mortgage & Protection Advisers across the UK and have recently launched a highly successful self-employed division, now thriving with 180 advisers across the country.

  • The Bank of San Jacinto County, Coldspring, Texas
  • 100 Hwy 150, Coldspring, TX, 77331
  • The Bank of San Jacinto County is a community bank in every sense of the word. Our management and ownership is from here, and lives here. When you open an account or apply for a loan, nothing gets sent off to another corporate office, and chances are, you don’t live far from where your banker lives. We know our customers.

  • NexBank, SSB
  • 2515 Mckinney Ave, Suite 1100, Dallas, TX, 75201
  • NexBank Capital, Inc. is a financial services company that serves its clients through three core businesses: Institutional Banking, Commercial Banking, and Mortgage Banking. NexBank provides customized financial and banking services primarily to institutional clients, financial institutions, and corporations nationwide.