FHA VS Conventional loan programs in 2026 for Jenkintown, Montgomery County, Pennsylvania

For 2026, the conventional loan limit in Jenkintown, within Montgomery county, PA, is $726,200. The FHA limit for a single-family home is $529,000.

Utilize the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. This advanced tool allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best option for your financial scenario in PA.

Browse loan offers from 100 lenders

2026 Loan Limits and Down Payment Details in Jenkintown, Montgomery, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

The comparison is applicable for zip codes: 19046

Discover Conventional and FHA Loan Options in Jenkintown, PA

Lendersa® aims to provide you with the best Conventional, USDA, or FHA loans smoothly and swiftly. Choose one of three methods to find lenders and matching loan programs.

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Jenkintown Lenders

  • Orchard Hill Mortgage Company
  • 261 Old York Road, Suite 719, Jenkintown, PA, 19046
  • Lends in Pennsylvania
  • Orchard Hill Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.

  • Global Home Lending
  • 209 Royal Avenue, Wyncote, PA, 19095
  • Lends in Pennsylvania
  • Global Home Lending combines the power of cutting edge technology with a world-class team of real estate and finance professionals. Our goal is to deliver fast execution and an unparalleled client experience. We bring our combined 35+ years of mortgage experience to deliver industry expertise with a personalized approach.

  • Prudential Bank
  • 3993 Huntingdon Pike, Huntingdon Valley, PA, 19006
  • Lends in Pennsylvania
  • Prudential Bank is a Pennsylvania chartered savings bank originally organized in 1886 as a Pennsylvania chartered mutual building and loan association. We were originally known as “The South Philadelphia Building and Loan Association No. 2”. We converted to a mutual savings bank in August 2004, to a Mutual Holding Company structure in March 2005

  • Infinite Mortgage Services
  • 3103 Philmont Ave, Suite 103, Huntingdon Valley, PA, 19006
  • Lends in Pennsylvania
  • We are a private family-owned mortgage lender based out of Huntingdon Valley, PA established in 2007. Our upper management has a combined 75+ years of experience in the mortgage industry, and are always up to date on the ever-changing market. We offer FHA, Conventional, and the newest government programs available to Pennsylvania

  • Dynamic Funding Solutions Inc
  • 51 Buck Road, Huntingdon Valley, PA, 19006
  • Lends in Pennsylvania
  • Dynamic Funding Solutions, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • America Lending LLC
  • 2337 Philmont Avenue, Sute 206, Huntingdon Valley, PA, 19006
  • Lends in Pennsylvania
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Approved Business Lending
  • 380 Red Lion Rd, Suite 210, Huntingdon Valley, PA, 19006
  • Lends in Pennsylvania
  • Traditional banks are very conservative about who they will lend money to and the process usually takes a very long time. At Approved Business Lending, we have access to over 100 lenders nationwide, with virtually unlimited capital. Let our specialists go to work for you in finding the cheapest and fastest loans to meet your specific need

  • American Heritage Federal Credit Union
  • 2060 Red Lion Road, Philadelphia, PA, 19115
  • Lends in Pennsylvania
  • American Heritage is a credit union, not a bank. Since we provide all of the same services and conveniences as a bank, take a closer look at what makes us different – and better! American Heritage will never be a faceless, business-first organization. We are a community of members. We live and work together. We are family.

  • Innovative Mortgage Brokers
  • 9351 Banes St, Unit B, Philadelphia, PA, 19115
  • Lends in Pennsylvania
  • "A Mortgage Broker in Philadelphia, we specialize in closing challenging loans. Whether you are looking to purchase or refinance, we have access to a full line of loan options from many different banks to offer you the best loan that fits your specific needs.
    Since everyone has different needs, with us you have options, many options."