FHA VS Conventional loan in Wyncote, Montgomery County, Pennsylvania

In 2025, the maximum loan amount for a Conventional loan in Wyncote, located in Montgomery County, PA, is $726,200. Meanwhile, for an FHA loan on a single-family home, the cap is $529,000.

Utilize the Lendersa® Conventional loan calculator to compare the current best rates for Conventional versus FHA and USDA options. The tool evaluates income, credit, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator allows you to see Conforming Conventional loans, USDA, FHA, and VA options side-by-side, helping you select the best program in PA for your particular financial condition.

Evaluate loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Wyncote, Montgomery County, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

Applicable for these zip codes: 19095

Available Conventional and FHA Loan Options in Wyncote, PA

Lendersa® is dedicated to securing you the optimal Conventional, USDA, or FHA loan quickly and with minimal hassle. Choose from three options to connect with matching lenders and loan programs.

Lendersa matches USDA loan requests


  • Bank of Oak Ridge
  • 8050 Fogleman Rd, Oak Ridge, NC, 27310
  • Established in 2000, Bank of Oak Ridge is a community bank dedicated to delivering Spectacularly Local banking. With Triad locations in Oak Ridge, Greensboro, High Point and Summerfield, North Carolina, we focus on providing personalized, convenient banking services close to home and work
  • Summit Credit Union
  • 8210 West Market Street, Greensboro, NC, 27409
  • Summit Credit Union is a not-for-profit cooperative serving members since 1935. Summit is a full service financial institution offering products from traditional savings and checking accounts, to lending, financial advising, property, life, casualty insurance, and more. We have eight branches conveniently located throughout North Carolina.
  • Greensboro Credit Union
  • 3701 West Wendover Avenue, Greensboro, NC, 27495
  • We became Greensboro’s 1st Credit Union in 1928. We were formerly known as Greensboro Postal Credit Union or GPCU. While our offices are still in our founding group’s facilities, we are excited to open our doors to all of Greensboro and Guilford County. We will continue to support our founding group
  • Five County Credit Union
  • 765 Washington Street, Bath, ME, 04530
  • Our Mission is Delivering true convenience through extended hours, modern & traditional banking services and trusted solutions. Five County Credit Union was founded by the employees of Bath Iron Works in 1956 and was then known as the "BIW Employees Federal Credit Union". In 1993, the credit union converted to a state charter.
  • Bath Savings Institution
  • 105 Front Street, Bath, ME, 04530
  • Bath Savings is a mutual savings bank serving Midcoast and Southern Maine for more than 165 years. We provide personal and commercial banking and investment solutions paired with competitive rates, personal service, and online banking technology that put you in control of your finances.
  • Robby Oakes Mortgage Team
  • 5039 Executive Drive, Suite 500B, Morehead City, NC, 28557
  • Robby is a Chapel Hill native, a graduate of the University of North Carolina. Robby joined Corporate Investors Mortgage Group in 2003 with a background in Financial Planning and Real Estate and hit the ground running winning the 2004 NC Association of Mortgage Professionals “Rookie of The Year” award.
  • Hopewell Federal Credit Union
  • 501 Hopewell Dr, Heath, OH, 43056
  • Hopewell Federal Credit Union (HFCU), one of the leading credit unions serving Licking, Delaware and Franklin Counties, is a not-for-profit financial cooperative that is owned by its members. Hopewell provides a full range of financial services including savings and checking accounts, loan products and business accounts.
  • First Federal Bank NC
  • 200 East Divine St, Dunn, NC, 28334
  • First Federal Bank headquartered in Dunn, North Carolina is a community bank with 6 locations in eastern North Carolina. First Federal provides corporations, businesses and consumers with a full range of innovative banking and financial solutions. Our services and products include commercial.
  • Internal Revenue Employees Federal Credit Union
  • 4905 Koger Boulevard, Suite 2-000, Greensboro, NC, 27407
  • Internal Revenue Employees Federal Credit Union (IREFCU) was chartered on February 17, 1940 with nine members and total assets of $65. Today there are 1283 members and total assets of $25 million and growing! In order to become a member of IREFCU, you must be currently employed by the IRS with a post duty inNorth or South Carolina.
  • Encore Commercial Capital Corporation
  • 2302 W Meadowview Dr, Greensboro, NC, 27407
  • Encore was established in 2011 with a mission to provide commercial real estate loans. In 2016 the company made the decision to offer business loans to SMB"S.The need for non-traditional financing solutions is always in demand, and Encore is here to service those that may or may not be bankable.
  • Mortgages by Jill
  • 308E Pomona Drive, Greensboro, NC, 27407
  • Jill Burgess (NMLS #100425) has personally funded over 2 billion dollars in mortgage loans over her career spanning 30 years. She has earned the respect of her peers and her clients. She has been described time and time again be her clients and colleagues as Professional, Personal, Passionate.