FHA VS Conventional loan programs in 2025 for Lower-Heidelberg, Berks County, Pennsylvania
During the year 2025, the conventional loan limit in Lower-Heidelberg, located in the county of Berks, PA, is set at $647,200. In contrast, the FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates from Conventional, FHA, and USDA options. Discover the required income, credit score, reserves, and documents to qualify. With our innovative mortgage calculator, you can examine side-by-side the options for Conforming Conventional loans, USDA, FHA, and VA, aiding in selecting the most suitable program for your financial needs in PA.
2025 Loan Limits and Down Payment Requirements in Lower-Heidelberg, County of Berks, PA
Type of Loan
Loan Limit
Down Payment
Conforming Conventional
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table pertains to the following zip codes: 19608, 19565
Available Conventional and FHA Loan Options in Lower-Heidelberg, PA
Lendersa® aims to secure the best Conventional, USDA, or FHA loan for you swiftly and with minimal hassle. Begin by choosing one of three initial paths to connect with suitable lenders and loan offerings.
We strive to fulfill the dream of home ownership, build lasting client relationships, and create value that stands the test of time. At Home Savings & Trust Mortgage (HSTM), we combine a positive approach with market knowledge and mortgage expertise to ensure homeowners maximize their 'home equity'
PEACE’s mission is to help our clients reach their home financial goals by providing holistic advice, based on each clients particular scenario, founded on the principles of proactiveness, efficiency, availability, creativity, and effectiveness. Focused on getting you the best home loan, and making it a great experience along the way.
3201 Jermantown Road, Suite 800, Fairfax, VA, 22030
First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC metro area. By working hard to prove ourselves on every loan, we have gained a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower.
11350 Random Hills Rd, Suite 720, Fairfax, VA, 22030
Adler Private Lending, we’re specialists in commercial lending and real estate investments. For more than a quarter of a century, we have been the capital resource of choice for Washington area real estate professionals and investors. Renowned for an entrepreneurial spirit combining unique creativity, flexibility, and the ability to perform
4100 Monument Corner Dr, Suite 220, Fairfax, VA, 22030
Our mission is to provide financing for all types of residential mortgage transactions. As a direct lender, we control the process from start to finish; we make the loan decision. All of our loans are processed, underwritten, & closed locally.Our team of loan officers and professionals are equipped with a level of experience that is second to none.
Adler Financial Group is an entrepreneurial family partnership seeking investment opportunities which forward the success of our partners, employees, clients, and vendors. For more than a quarter of a century, we have been the capital resource of choice for Washington area real estate professionals and investors.
7830 Backlick Road, Suite 401, Springfield, VA, 22150
At Metro Mortgage LLC, we treat your loan application a dream and work hard to make that dream come true. Our team examines your income, assets and liabilities to formulate a perfect solution for you. Irrespective of your credit score or financial situation our team will help you to make a guided decision for your dream homes.
6800 Backlick Road, Suite 201, Springfield, VA, 22150
Founded in 2012, Commonwealth Mortgage is your mortgage Company CM’s Mission is to develop strong relationship and deliver exceptional, reliable, next generation mortgage loan and refinance solutions and professional quality services for our client to won comfort, satistifed, and secure future
