FHA VS Conventional loan in Mechanicsburg, Cumberland County, Pennsylvania
In 2025, the limit for conventional loans in Mechanicsburg, within Cumberland county, PA, is set at $726,200. At the same time, the FHA limit for a single-family residence is $472,030.
Try the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA options. Check the income, credit score, reserves, and documents required to qualify. With our sophisticated mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options to choose the best program in PA that suits your financial needs.
2025 Loan Limits and Down Payment Needs in Mechanicsburg, County of Cumberland, PA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: The table applies to these zip codes: 17055
Available Loan Options in Mechanicsburg, PA
Lendersa® is dedicated to providing you with the best Conventional, USDA, or FHA loan quickly and efficiently. Select from one of three possible starting points to find matching lenders and loan programs.
2805 N Dallas Parkway, Suite 120, Plano, TX, 75093
BHome Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers. These values are reflected in our actions.
"Spragins Mortgage Group | GW Home Loans is a leader in the mortgage industry. We strive to put every client first in helping you with any of your residential home loan needs.
We have been in the mortgage industry for over 10 years & with our expertise and we are sure we can find you what you need. Thank you for visiting Spragins Mortgage Grou
Independent Financial provides a wide range of relationship-driven banking products and services tailored to meet the needs of businesses, professional organizations, community groups and entrepreneurs, as well as busy families. OUR MISSION: Delight our customers with personalized financial solutions, uplift our communities with financial.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
We are committed to help borrowers understand their options for real estate financing and making solid financial decisions. In the past 15 years, we helped tens of thousands of our customers to finance their home with favorable terms and low costs. We offer wide range of programs for all customers
Wildcat Lending is a leading private money lender also known as a hard money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential investment properties. Wildcat Lending offers real estate financing that avoids the time-consuming process and requirements of conventional lenders.
The Nortex Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available.
We offer the best mortgage tools available on the Internet – easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
Great Western Financial Services, Inc company prides itself on its collaborative culture and passion in its role in the home buying experience. Through innovation in technology and experience we provide steady guidance along the journey to home ownership.As a family-owned business.
