FHA VS Conventional loan programs in 2025 for Upper-Allen, Cumberland County, Pennsylvania

In 2025, the loan limit for Conventional loans in Upper-Allen, located in Cumberland county, PA, is $647,200, while the FHA loan limit for a single-family home is $420,680.

Use Lendersa®'s Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA today. This helps to determine income, credit credentials, reserves, and necessary documentation to qualify. Our advanced mortgage tool lays out Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide the most fitting program in PA for your financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Upper-Allen, Cumberland, PA

Loan Type Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table pertains to the zip codes: 17055, 17027

Examining Conventional and FHA Loan Options in Upper-Allen, PA

The goal of Lendersa® is to efficiently secure the most suitable Conventional, USDA, or FHA loan for you. Begin with one of three initial steps, leading to matching lenders and loan options.

Results from Lendersa USDA loan requests


  • Berins Enterprises Inc
  • 1071 County Highway 10, Suite 220, Minneapolis, MN, 55432
  • We are committed to maintaining compliance with all federal and state laws to ensure your data is secure and accurate. Our knowledgeable staff will provide expert guidance through the process to ensure that both buyers and sellers have all the information to make an informed decision.
  • East Lake Mortgage
  • 3033 Ridgeline Blvd, Suite B3, Tarpon Springs, FL, 34688
  • East Lake Insurance & Taxes was founded by the Korkis family, pictured above. We pride ourselves on being a local, family business and strive to serve our community's needs. The team here at East Lake Insurance &Taxes works diligently to provide the best for our clients.That is why we are rated 5 stars on Google by our esteemed patrons!
  • Bridgewater Bank
  • 4450 Excelsior Blvd, St. Louis Park, MN, 55416
  • It all started with a vision in 2005. That vision was to create a full-service, entrepreneurial bank where answers came quickly, opportunities were plentiful, and the environment was positive and optimistic. It would be an unconventional bank where clients would notice a difference and people would be challenged to grow.
  • Home Mortgage Lenders Inc
  • 14502 North Dale Mabry Highway, Suite 200, Tampa, FL, 33618
  • Home Mortgage Lenders, Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
  • Onboard 1 Mortgage
  • 14502 N Dale Mabry Hwy, Suite 132, Tampa, FL, 33618
  • Welcome to Onboard 1 Mortgage, where we specialize in residential mortgages. At Onboard 1 Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • EMM FINANCIAL
  • 14497 North Dale Mabry HWY. Suite 201N, Tampa, FL, 33618
  • "EMM Loans LLC provides home loan products and services that support sustainable homeownership. EMM Loans LLC is committed to: ● Competitive Pricing, Products and Programs ● Open Communication and Teamwork ● Supporting our Employees’ Professional Growth etc.. "
  • Innovative Mortgage Services
  • 3418 Handy Road, Suite 102C, Tampa, FL, 33618
  • "Established in 2004, Innovative Mortgage Services, Inc. has provided service throughout the southeastern United States. Innovative is a licensed lender in Florida, Tennessee, and Alabama. Innovative Mortgage Loan Originators are known as “Innovators” because of their opportunity to efficiently"
  • EMM Loans LLC
  • 14497 N. Dale Mabry, Suite 201N, Tampa, FL, 33618
  • EMM Loans LLC, you will find a supportive, engaging lender who cares about providing excellent service to our customers and teammates alike. Our company’s highest priority is to emphasize showing our appreciation for hard work. Our culture creates an atmosphere of client trust, where employees can truly enjoy coming to work every day.
  • First Security Mortgage Services
  • 13915 Carrollwood Village Run, Tampa, FL, 33618
  • First Security Mortgage Services, Inc. has been helping home buyers in the State of Florida. First Security Mortgage Services, Inc. handles origination of residential mortgages along with refinancing and second mortgages. First Security Mortgage Services, Inc. is versed in all types of residential financing