FHA VS Conventional loan programs in Silver-Spring, Cumberland County, Pennsylvania

As of 2025, individuals looking to secure a loan for a single-family home in Silver-Spring, part of the county of Cumberland, PA, should be informed that the Conventional loan limit is established at $647,200. At the same time, the upper limit for an FHA loan is set at $420,680. These defined limits provide prospective homeowners and investors with clear financial boundaries, helping them understand the extent of borrowing capabilities available for properties in this region.

Utilize the Lendersa® Conventional loan calculator to compare today's most advantageous rates between Conventional, FHA, and USDA loans. This indispensable tool allows you to determine essential requirements such as income, credit scores, reserve amounts, and necessary documentation needed for successful qualification. With our advanced mortgage calculator, you can evaluate Conforming Conventional loans together with USDA, FHA, and VA options in a detailed side-by-side comparison. This thorough analysis helps in deciding which loan program in PA best suits your financial needs and strategy.

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An In-Depth Look at 2025 Loan Limits and Downpayment Requirements in Silver-Spring, County of Cumberland, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This meticulous comparison table applies to specific zip codes: 17050, 17015, 17072, 17025. Ensure you verify your area to understand the applicable limits.

Discovering Conventional and FHA Loan Options in Silver-Spring, PA

The primary goal of Lendersa®, as your reliable partner in financing, is to connect you to the most suitable Conventional, USDA, or FHA loans efficiently, without unwarranted complexities. Start by selecting one of three strategic approaches, all of which lead to matching you with lenders and loan programs that are tailored to your specific financial circumstances and objectives.

A comprehensive overview of Lendersa USDA loan requests and matching insights


  • First Choice Financial Inc
  • 261 North University Drive, Suite 500, Plantation, FL, 33324
  • First Choice Financial is the Premier Mortgage Company in South Florida. Our loan officers take the time to customize and compare home loan programs to meet our borrower’s needs. With access to hundreds of loan programs, our borrowers can feel confident First Choice Financial is their one stop shop for their mortgage needs.
  • Clearstar Mortgage Group Inc
  • 8181 West Broward Blvd, Suite 360, Plantation, FL, 33324
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mortgage and Commercial Lending Inc
  • 950 South Pine Island Road, Suite 150A, Plantation, FL, 33324
  • "We are Committed! In our team, we are all home owners and we help each new comer into the team to buy his/her first home, due to this we all know the excitement that is purchasing our first home, or next home and the process required for that to happen. This is the reason our motto is: We are committed to making"
  • US Lending Advisors
  • 300 South Pine Island Road, Suite 260, Plantation, FL, 33324
  • US Lending Advisors was incepted with the idea of providing and treating clients as our advisor’s would like to be treated. Providing simple straightforward solutions to complex challenging financing problems in a direct yet balanced approach. Allow our 30+ years of high level experience to assist in your financing goals.
  • MILLENNIUM MORTGAGE LLC
  • 261 N. University Drive, Suite 500, Plantation, FL, 33324
  • We know mortgages.Welcome to Millennium Mortgage, we're your South Florida home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We're your South FL mortgage experts dedicated to delivering a home purchase or refinance experience second to none.
  • Kamps Mortgage Inc
  • 150 South Pine Island Road, Suite 300, Fort Lauderdale, FL, 33324
  • We are a mortgage brokerage team committed to listening carefully to our customers’ needs in order to anticipate their home financing goals and dreams. We educate our customers on mortgage options and industry trends using our years of experience. Our goal is to build meaningful relationships with our customers by offering competitive rates.
  • Certified Home Loans
  • 1200 S Pine Island Rd;, Suite 670, Fort Lauderdale, FL, 33324
  • Certified Home Loans is committed to providing the highest level of personal financial services in a professional manner. First and foremost, we represent our clients ensuring they have access to the best rates and a variety of mortgage products. Our high standards provide our clients with mortgage-based savings
  • MORTGAGE LENDING MASTERS, LLC
  • 1200 South Pine Island Road, Plantation, FL, 33324
  • Mortgage Lending Masters is a newly established mortgage banker in Cherry Hill, NJ. We have over 20 years experience in the mortgage industry with a strong management team. We offer competitive rates and exceptional service. Making sure our clients are satisfied with our products and services is our number one priority.
  • NATIONS MORTGAGE
  • 300 S. Pine Island Rd. Suite 304, Fort Lauderdale, FL, 33324
  • Nations Mortgage is dedicated to making sure your experience is a gratifying one. If you have any questions, comments, concerns or just want to get in contact with us, we're looking forward to your call. For 18 years, we have been providing the best mortgage rates. While most other Fort Lauderdale mortgage companies skipped town,
  • Home Financial Group, LLC
  • 13790 NW 4th Street Unit 110, Sunrise, FL, 33325
  • Home Financial Group was established 2002. With the rapid housing market growing every year, HFG was dedicated to help as many people as it could to purchase or refinance their home. Times were good, we opened up an Orlando office and expanded our operations in South Florida. Then the Real Estate bubble burst. Thank to our strong connections.