FHA VS Conventional loan programs in Pocono-Woodland-Lakes, Pike County, Pennsylvania

The Conventional loan limit in Pocono-Woodland-Lakes, located in the county of Pike, PA, is $970,800 for 2026. Meanwhile, the FHA cap for a single-family residence stands at $970,800.

The Lendersa® Conventional loan calculator is handy for evaluating today's optimum rates across Conventional, FHA, and USDA loans. It offers insights into the necessary income, credit status, reserves, and documentation for qualification. Our cutting-edge mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA offerings to help determine which program in PA is most suitable for your financial scenario.

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2026 Loan Limits and Downpayment Guidelines in Pocono-Woodland-Lakes, Pike, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table pertains to zip codes: 18337

Conventional and FHA Loan Opportunities in Pocono-Woodland-Lakes, PA

The objective of Lendersa® is to rapidly and effortlessly connect you with the best available Conventional, USDA, or FHA loan options. Start with any of the three pathways to find matching lenders and programs.

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Pocono-Woodland-Lakes Lenders

  • Wayne Bank
  • 717 Main Street, Honesdale, PA, 18431
  • Lends in Pennsylvania
  • Founded in 1871 in Honesdale, PA, Wayne Bank has 26 community offices serving Northeast Pennsylvania, along with Delaware and Sullivan Counties in New York State. Wayne Bank also operates offices as Bank of the Finger Lakes and Bank of Cooperstown in Ontario, Seneca, Yates, and Otsego Counties in New York State.

  • The Dime Bank
  • 820 Church Street, Honesdale, PA, 18431
  • Lends in Pennsylvania
  • At The Dime Bank, we believe in relationships. With offices in Honesdale, Hawley (downtown and the lake region), Damascus, Greentown, Dingmans Ferry, and Carbondale, we strive to be our communities’ total financial partner. We have been helping generations of customers in Northeastern Pennsylvania realize their goals and dreams by meeting their fin

  • Honesdale National Bank
  • 724 Main Street, Honesdale, PA, 18431
  • Lends in Pennsylvania
  • Founded in 1836, The Honesdale National Bank is the oldest, locally-owned, community bank headquartered in Northeastern PA with offices in Wayne, Pike, Susquehanna, Lackawanna, & Luzerne counties. Visit www.hnbbank.bank/about/convenient-locations/ for locations & hours. HNB offers full-service personal & business banking and safe deposit boxes.

  • ESSA Bank & Trust
  • 200 Palmer Street, Stroudsburg, PA, 18360
  • Lends in Pennsylvania
  • ESSA Bank & Trust (ESSA) was established in 1916 when Mr. John Gish founded the East Stroudsburg Building & Loan Bank in East Stroudsburg, PA. A number of strategic mergers during the early years resulted in a name change to East Stroudsburg Savings Association. As a result, by 1971, assets had grown to $20 million dollars

  • NE PA Community Federal Credit Unio
  • 337 Clay Avenue, Stroudsburg, PA, 18360
  • Lends in Pennsylvania
  • NE PA Community Federal Credit Union’s mission is to provide the best banking experience for our members. Established in 1960, NE PA is always striving to deliver great rates, innovative financial products and services, and unbeatable member service.
    Serving Monroe and Pike Counties since 1960. Federally Insured by NCUA. Equal Housing Lender.