FHA VS Conventional loan programs in Throop, Lackawanna County, Pennsylvania

In 2025, the conventional loan ceiling in Throop, located within Lackawanna, PA, is set at $726,200, while the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, compare side-by-side Conforming Conventional loans along with USDA, FHA, and VA options, helping you decide which program suits your current financial situation in PA.

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2025 loan limits and down payment requirements in Throop, Lackawanna, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These comparisons apply to the zip codes: 18512

Explore Conventional and FHA loan options in Throop, PA

Lendersa®'s primary aim is to quickly secure the best possible Conventional, USDA, or FHA loan for you without any hassle. Choose one of the three starting methods that lead to matched lenders and loan programs.

Lendersa USDA loan request and matching outcomes


  • Capital M Lending, LLC
  • 209 SW Oak Street, Suite 200, Portland, OR, 97204
  • Capital M Lending is committed to providing ethical, honest and straightforward advice to our clients. Our financial professionals have the utmost integrity. They have the ethics, core values, and experience that meet Capital M Lending’s strict requirements Because we deeply respect our customers and value the work we do.
  • Lumen Mortgage Corporation
  • 920 SW 6th Ave, Suite 1200, Portland, OR, 97204
  • At Lumen Mortgage we incorporate innovative technologies that increase efficiency, protect customer information & boost communication.We provide real-time updates that keep our customers & business partners informed from pre-qualification through funding.Lumen Mortgage allows Oregon homeowners & homebuyers to view LIVE rates & prices.
  • Apartment Loan Store
  • 11704 North Island Cove Lane, Portland, OR, 97217
  • Apartment Loan Store, a division of Business Loan Store(link is external), is a Commercial Mortgage Banking and Advisory Firm since 1997. We are members of the Mortgage Bankers Association and lend in all 50 states. Our funds come from Fannie Mae, Freddie Mac, HUD, Life Companies, Capital Markets, Mortgage Backed Securities, Hedge Funds, Pension F
  • Trailhead Credit Union
  • 221 NW Second Avenue, Suite 100, Portland, OR, 97209
  • Trailhead Federal Credit Union was founded in 1935 when eleven employees from Portland Gas and Coke decided to pool their money to form a financial cooperative. These founding members encouraged other gas company employees to deposit their money into the Credit Union so that their co-workers who needed to borrow, could do so at a reasonable rate.
  • Plum Tree Mortgage Inc D|B|A Portland Mortgage
  • 1126 Northwest Marshall Street, Portland, OR, 97209
  • Plum Tree Mortgage Inc help customers select mortgage products. We manage the process for individuals, institutions, trusts, partnerships and other clients in the purchase, refinance and equity-access of real estate. Because Plum Tree is involved in the mortgage transaction from the beginning.
  • NestMade Mortgage
  • 519 Falling Leaf, Alley Monrovia, CA, 91016
  • NestMade Mortgage is a residential mortgage broker in CA and CO with over 15 years of experience that specializes in helping clients find the right mortgage for their home. We offer flexible mortgage options to meet the needs of clients and we work with borrowers on a one-to-one basis to ensure an excellent customer experience.
  • Poldnev Dennis
  • 216 W. Foothill Blvd, Monrovia, CA, 91016
  • Our company provides complete commercial property management and consulting services for all sizes of property owners – from the individual to the institutional. Appreciating that property owner’s needs differ, our first and most important task is listening to and understanding our client’s needs and objectives.
  • Transglobal Lending
  • 185 West Chestnut Avenue, Monrovia, CA, 91016
  • The TransGlobal Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Military Home Spot Lending
  • 3280 Main St, Suite 7C, San Diego, CA, 92113
  • Military Home Spot Lending sets itself apart from other lenders by following the VA guidelines exactly as they are written. We have no credit score requirement and no Debt-to-Income (DTI) limit. VA guidelines exactly as they are written. We have no credit score. MortgageOne dba Military Home Spot Lending
  • Clear Choice Mortgage, LLC
  • 1801 West Bay Drive NW, Suite 102B, Olympia, WA, 98502
  • Clear Choice Mortgage, LLC was founded in 2012 and we have been helping both experienced investors and first-time homebuyers accomplish their home financing goals. The founders of Clear Choice mortgage have been in the industry for over 10 years and wanted to be able to provide more options
  • Olympic Lending Solutions
  • 2114 Caton Way SW, Suite 201, Olympia, WA, 98502
  • At Olympic Lending value each and every one of our clients, and will enthusiastically do our best to go above and beyond to ensure that our clients stay happy through every aspect of the transaction. Washington State Mortgage Lender. NMLS 1499380. A Division of American Pacific Mortgage Corp.