In the year 2025, the conventional loan limit for Shippensburg, nestled in the county of Cumberland, PA, is established at $726,200. At the same time, for those considering an FHA loan for a single-family residence, the limit is set at $472,030. Understanding these financial boundaries is crucial for potential homeowners and investors, as they set the framework for how much financing is available in this particular locale.
By utilizing the Lendersa® Conventional loan calculator, you gain the capability to evaluate the best rates available today for loans such as Conventional, FHA, and USDA. This innovative tool equips you with insights into necessary income, credit scores, reserve funds, and documentation needed to qualify efficiently. The comprehensive mortgage calculator enables a side-by-side comparison of Conforming Conventional loans with USDA, FHA, and VA options, ensuring you can select the optimal choice in PA that best fits your financial situation and plans.
Explore and compare loan offers from an impressive array of over 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table is specifically relevant for the following zip codes: 17257. Be sure to confirm your area's codes to apply the correct loan limits.
The mission of Lendersa® is to seamlessly connect you with the most suitable loan options, whether you're considering Conventional, USDA, or FHA, without unnecessary hurdles. Select one of the three strategic starting points provided to link you with matching lenders and customized loan programs designed to meet your unique needs and financial goals.
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