FHA VS Conventional loan in Spring-Garden, York County, Pennsylvania

In 2025, the limit for conventional loans in Spring-Garden, situated in the county of York, PA, is $647,200. In comparison, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding your decision on which program in PA suits your financial situation best.

Compare loans from 100 lenders

2025 Loan Limits and Downpayment Requirements in Spring-Garden, York, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the ZIP codes: 17403

Available Conventional and FHA Loans in Spring-Garden, PA

The aim of Lendersa® is to secure the best possible loan options for Conventional, USDA, or FHA quickly and with minimal hassle. Begin with any of three options to find suitable lenders and loan programs.

Results from Lendersa loan requests and matches


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  • 302 Elati Street, Denver, CO, 80223
  • Intelligent Investments, Inc. was established in 1999. We only hire highly experienced industry professionals. Our professional team is critical to the long-term success of our company. Experience and professionalism offer our clients the tools needed to help them understand the loan process.
  • https://www.tabs-llc.com
  • 7907 Zenobia St, Westminster, CO, 80030
  • TABS, LLC is a family owned and operated hard money lender in Colorado, especially the Denver Metro area. We specialize in financing non-owner occupied investment properties in Colorado. Our specialty is hard money mortgages, short term interest only loans, private loans, and real estate investment loans. At TABS, LLC you are always speaking with a
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  • 1350 Lawrence Street, Suite 100, Denver, CO, 80204
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  • Megastar prides itself on our family company culture, employing seasoned and experienced loan officers who have the consumer's interest at heart. We are thrilled that you have taken the time to learn about our company, and we look forward to helping you achieve your homeownership dreams.
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  • 3435 S Inca St, Suite C, Englewood, CO, 80110
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  • 4985 S. Lipan Drive, Englewood, CO, 80110
  • Home Mortgage Lending Owner Rick Gillit has 20 Years experience in the Colorado Real Estate & Home Mortgage/Lending industry. Many like you have trusted him to walk them successfully through the Home Loan process to their "Closing". You will find that Rick Gillit is very thorough and will help you understand .
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  • 121 S Tejon Street, Suite 900, Colorado Springs, CO, 80903
  • Equity Edge Realty is built on a foundation of teamwork & dependability in order to help you achieve your dream of owning Colorado real estate. I am focused on providing a personalized home buying experience as you search for homes for sale in Colorado Springs, Denver & the surrounding areas. To Equity Edge Realty, you will never just be a number.
  • The Ivan Acosta Team
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  • CB&T Mortgage
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  • Established in 1995, CB&T Mortgage has grown to become one of the largest and most trusted Colorado-based mortgage bankers. Distinguished by our local, personal approach, every loan that crosses our desk is underwritten and closed here in Colorado. Because there’s no outsourcing of files to someone.
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  • 422 East Vermijo Avenue, Suite 414, Colorado Springs, CO, 80903
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  • Mortgage United LLC
  • 2 S Wahsatch Ave, Suite 100, Colorado Springs, CO, 80903
  • UMortgage is a local mortgage broker serving home buyers and clients in Colorado. With access to innovative technology and a centralized support team, Herman Combs ensures a faster, easier, and cheaper loan process. broker serving home buyers and clients in Colorado. With access to innovative technology