FHA VS Conventional loan programs in Upper-Mount-Bethel, Northampton County, Pennsylvania

In 2026, the conventional loan limit for Upper-Mount-Bethel, located in Northampton County, PA, is $647,200. On the other hand, the FHA limit for a single-family home is set at $420,680.

Employ the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans available today. Determine the necessary income, credit, reserves, and documentation needed to see if you qualify. Our advanced mortgage calculator allows you to evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, giving you a clear view of which program in PA suits your financial situation best.

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2026 Loan Limits and Downpayment Requirements in Upper-Mount-Bethel, Northampton, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $298,080 0%
FHA $420,680 3.5%

This table is applicable for the ZIP codes: 18343

Exploring Conventional and FHA Loan Options in Upper-Mount-Bethel, PA

The main objective of Lendersa® is to quickly offer you the best possible Conventional, USDA, or FHA loans without any hassle. Choose one of the three starting scenarios leading to matching lenders and loan programs.

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Upper-Mount-Bethel Lenders

  • ESSA Bank & Trust
  • 200 Palmer Street, Stroudsburg, PA, 18360
  • Lends in Pennsylvania
  • ESSA Bank & Trust (ESSA) was established in 1916 when Mr. John Gish founded the East Stroudsburg Building & Loan Bank in East Stroudsburg, PA. A number of strategic mergers during the early years resulted in a name change to East Stroudsburg Savings Association. As a result, by 1971, assets had grown to $20 million dollars

  • NE PA Community Federal Credit Unio
  • 337 Clay Avenue, Stroudsburg, PA, 18360
  • Lends in Pennsylvania
  • NE PA Community Federal Credit Union’s mission is to provide the best banking experience for our members. Established in 1960, NE PA is always striving to deliver great rates, innovative financial products and services, and unbeatable member service.
    Serving Monroe and Pike Counties since 1960. Federally Insured by NCUA. Equal Housing Lender.

  • The Mortgage Professionals LLC
  • 122 East First Street, Wind Gap, PA, 18091
  • Lends in Pennsylvania
  • A mortgage broker has the ability to tailor a loan program to meet your personal needs. We offer a variety of rates from multiple lenders. Different investors have a need for money or loans at a certain loan term from time to time. One bank may be very aggressive on a 15 year loan today while another is looking for 30 year paper.

  • eriefund.com
  • 915 Northampton St, Easton, PA, 18042
  • Lends in Pennsylvania