FHA VS Conventional loan in Carolina, Carolina County, Puerto Rico
In 2025, the Conventional loan limit in Carolina, located within the county of Carolina, PR, is specified as $726,200. On the other hand, the FHA limit for a single-family home is set at $472,030. These limits are crucial figures for prospective homebuyers who are evaluating their financing options and need to understand the potential boundaries when considering a home purchase in this region.
Utilize the Lendersa® Conventional loan calculator to comprehensively compare today’s best rates between Conventional, FHA, and USDA loans. This handy tool helps you ascertain the necessary income, credit requirements, reserves, and other essential documents needed to qualify for these loans. By leveraging our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to select the most appropriate program for your financial situation in PR.
A Comprehensive Overview of 2025 Loan Limits and Down Payment Requirements in Carolina, County of Carolina, PR
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This detailed comparison table applies to the zip codes: 00979, 00987, 00982, 00983, 00985, 00981, 00984, 00986, 00988
Exploring Conventional and FHA Loan Options Available in Carolina, PR
The core goal of Lendersa® is to seamlessly and swiftly connect you with the best possible Conventional, USDA, or FHA loan, eliminating unnecessary hassle. Select one of these tailored starting points to engage with lenders and discover loan programs that perfectly fit your specific needs:
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