FHA VS Conventional loan in Guaynabo, Guaynabo County, Puerto Rico
In the year 2026, the loan limit for a Conventional mortgage in Guaynabo, within Guaynabo county, PR, is $726,200. Meanwhile, the FHA limit for a single-family residence stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to review today's top rates between Conventional, FHA, and USDA loans. This tool aids in determining the necessary income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator also lets you view Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in selecting the best program for your financial situation in PR.
2026 Loan Limits and Down Payment Needs in Guaynabo, Guaynabo, PR
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table correlates with the following zip codes: 00971
Choices for Conventional and FHA Loans in Guaynabo, PR
Lendersa® is committed to securing the optimal Conventional, USDA, or FHA loan swiftly and without stress. Choose one of the following three methods that align with lenders and loan programs best suited for you.
At RF Mortgage we are committed to offering our clients a personalized service. Our goal is to guide & offer our customers the best alternati goes on the market. This service has been the foundation of our success, causing our satisfied clients to be the best advertisement, constantly referring us to friends & family to help their mortgage needs.
Preferred Mortgage -Is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
Trust Mortgage Corp. is a large family and a capable team that unites with a philosophy of business principles, ethics, laws and morals fungen like Banco Hipotecario to serve the people of Puerto Rico. President Marisol Ortiz is the owner and president of mortgage banks, owns real estate in Bienes Raíces and has more than 25 years of experience.
Co/LAB Lending is a mortgage broker that’s committed to superior customer service and ultimate client satisfaction. Whether you’re a first-time home buyer or refinancing your fourth investment property, our job is to guide our clients through the entire mortgage process from application to closing and beyond.
Aceland Mortgage LLC, (formerly known as Aceltis Financial Group, Inc.) is a mortgage company dedicated to providing our clients with the latest mortgage products at competitive rates with unparalleled knowledge and support. Our team has been working in the front lines of the mortgage space for almost 20 years,
Avenida Sánchez Osorio, 3BS-5, Via 60, Carolina, PR, 00983
Lends in Puerto Rico
Home Mortgage Bankers is a purely Puerto Rican mortgage bank. Founded in 2005 by its president and chief executive officer, Mr. Luis Ramírez Vicens. Mr. Ramírez has over 25 years of banking experience in Puerto Rico.
Our purpose has always been to provide an excellent service with an immediate response.
17705 Road 2 Building, Suite 2, Aguadilla, PR, 00603
Lends in Puerto Rico
Since 1964, Oriental has thrived as one of Puerto Rico’s leading banks focused on serving the needs of consumers, businesses, and institutions. With multiple branches throughout the island, it has the second-largest network, and is the third-largest financial institution in core retail and commercial deposits.
