FHA VS Conventional loan in San-Juan, San Juan County, Puerto Rico

In 2025, the established limit for a Conventional loan in San-Juan, located in San Juan, PR, is registered as $647,200. Meanwhile, for single-family residences, the FHA limit is set at $420,680. These figures are critical benchmarks for buyers evaluating mortgage options in this locale.

Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's top rates for various loans, including Conventional, FHA, and USDA. This efficient tool aids in determining the income, credit standards, reserves, and necessary documentation needed for loan qualification. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, simplifying your decision on which option is most appropriate for your financial conditions and goals in PR.

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Insight into 2025 Loan Limits and Down Payment Requirements in San-Juan, County of San Juan, PR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparative table applies to the following zip codes: 00918, 00913, 00911, 00917, 00915, 00912, 00926, 00927, 00924, 00925, 00923, 00920, 00921, 00906, 00907, 00901, 00909, 00936, 00969, 00902, 00908, 00910, 00919, 00922, 00928, 00929, 00930, 00931, 00935, 00937, 00939, 00940, 00955, 00975

Exploring Conventional and FHA Loan Options in San-Juan, PR

The core mission of Lendersa® is to facilitate the swift acquisition of the best possible loan product, whether it be a Conventional, USDA, or FHA loan, without unnecessary complications. Choose one of these three starting points to seamlessly connect with lenders and find loan programs tailored specifically to your financial needs:

Lendersa USDA loan request and matching results


  • Valley Wide Homes
  • 6740 N West, Suite 105, Fresno, CA, 93711
  • Valley Wide Homes is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
  • Western Pioneer Financial
  • 990 W Alluvial Ave, Suite 103, Fresno, CA, 93711
  • "Western Pioneer Financial is a full spectrum lender with complete real estate services. We bring over 35 years of combined experience in both real estate and loans. Our commitment and focus is to provide genuine one-stop shopping services to our clients and customers. We are committed to providing our clients with superior personal service."
  • Caleb Parmenter - Big Valley Mortgage
  • 7485 N Palm Ave, Ste 101, Fresno, CA, 93711
  • Caleb Parmenter is your premier mortgage professional located in Fresno, California. Caleb and Caleb Parmenter - Big Valley Mortgage offer some of the most competitive rates nationwide, making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Fresno area.
  • ORO Financial of California Inc
  • 2304 W. Shaw, Suite 102, Fresno, CA, 93711
  • Since 1989, Oro Financial of CA, Inc has originated residential and commercial loans for borrowers who have tried to obtain conventional financing but were unable to. Credit is not a problem and we can loan against any property within the State of California. We will move fast and have been able to fund in 24 hours.
  • Mid Valley Financial
  • 7644 North Palm Avenue, Fresno, CA, 93711
  • Mid Valley Financial is the Central Valley’s premier residential and commercial mortgage lender. We pride ourselves on offering some of the lowest rates & making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California, loan officers can help you take the first step toward a financial solution.
  • Mid Valley Financial
  • 7644 North Palm Avenue, Fresno, CA, 93711
  • Mid Valley Financial is the Central Valley’s premier residential and commercial mortgage lender. We pride ourselves on offering some of the lowest rates and making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California. Whether you are a first time buyer, purchasing your dream property.
  • Good Deeds Mortgage
  • 115 NW State St, Suite 302, Pullman, WA, 99163
  • At Good Deeds Mortgage, your loan will never be just another transaction. It’s what gets you and your loved ones into the home of your dreams. But it doesn’t stop there, it also provides shelter for the homeless, feeds starving children, helps mothers in need, and much more. We would be honored to have the opportunity to help find you.
  • ONE STOP SHOP REALTY, INC.
  • 37042 Avenue 12, Madera, CA, 93636
  • At One Stop Shop Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Northstar Lending Group
  • 1657 Hwy. 395, Suite 103A, Minden, NV, 89423
  • We are your LOCAL, INDEPENDENT mortgage broker with 50+ YEARS of combined experience serving all of Nevada. The education of our clients is our #1 priority in today’s real estate market. Understanding the type & term of your home loan is extremely important. It is essential to know your mortgage product & interest rate.
  • New America Realty
  • 1750 S Broadway, Suite J, Santa Maria, CA, 93454
  • New America Realty is a local and friendly real estate company that specializes in real estate purchase and sales, loans, property management and finance. With great experience as a Santa Maria Realtor and as a Realtor servicing all areas in Santa Barbara County, CA such as Lompoc, Guadalupe, Santa Barbara, San Luis Obispo, and Arroyo Grande.
  • Greater Mortgage Solutions
  • 124 W. Main St, Suite A, Santa Maria, CA, 93454
  • We have been serving the Central Coast for over 10 years. We were here before the market crash and have been here since. We help clients get qualified for a home loan. Whether they be first time home buyers or investors. We do loans from FHA to VA as well as conventional loans. We can do loans that big banks cannot do give us a call
  • Paul Blanco and Associates Inc.
  • 1619 South Broadway, Santa Maria, CA, 93454
  • PB & Associates strives to bring the best possible experience as well as exposure and are active members of their local and state real estate MLS associations. In addition, our website is linked nationally and provides a simplified approach to guide our clients through the home selling and buying processes.