FHA VS Conventional loan programs in 2026 for San-Juan, San Juan County, Puerto Rico
In 2026, the established limit for a Conventional loan in San-Juan, located in San Juan, PR, is registered as $647,200. Meanwhile, for single-family residences, the FHA limit is set at $420,680. These figures are critical benchmarks for buyers evaluating mortgage options in this locale.
Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's top rates for various loans, including Conventional, FHA, and USDA. This efficient tool aids in determining the income, credit standards, reserves, and necessary documentation needed for loan qualification. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, simplifying your decision on which option is most appropriate for your financial conditions and goals in PR.
Insight into 2026 Loan Limits and Down Payment Requirements in San-Juan, County of San Juan, PR
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$420,680
3.5%
This comparative table applies to the following zip codes: 00918
Exploring Conventional and FHA Loan Options in San-Juan, PR
The core mission of Lendersa® is to facilitate the swift acquisition of the best possible loan product, whether it be a Conventional, USDA, or FHA loan, without unnecessary complications. Choose one of these three starting points to seamlessly connect with lenders and find loan programs tailored specifically to your financial needs:
Preferred Mortgage -Is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
Co/LAB Lending is a mortgage broker that’s committed to superior customer service and ultimate client satisfaction. Whether you’re a first-time home buyer or refinancing your fourth investment property, our job is to guide our clients through the entire mortgage process from application to closing and beyond.
At RF Mortgage we are committed to offering our clients a personalized service. Our goal is to guide & offer our customers the best alternati goes on the market. This service has been the foundation of our success, causing our satisfied clients to be the best advertisement, constantly referring us to friends & family to help their mortgage needs.
Trust Mortgage Corp. is a large family and a capable team that unites with a philosophy of business principles, ethics, laws and morals fungen like Banco Hipotecario to serve the people of Puerto Rico. President Marisol Ortiz is the owner and president of mortgage banks, owns real estate in Bienes Raíces and has more than 25 years of experience.
Aceland Mortgage LLC, (formerly known as Aceltis Financial Group, Inc.) is a mortgage company dedicated to providing our clients with the latest mortgage products at competitive rates with unparalleled knowledge and support. Our team has been working in the front lines of the mortgage space for almost 20 years,
Avenida Sánchez Osorio, 3BS-5, Via 60, Carolina, PR, 00983
Lends in Puerto Rico
Home Mortgage Bankers is a purely Puerto Rican mortgage bank. Founded in 2005 by its president and chief executive officer, Mr. Luis Ramírez Vicens. Mr. Ramírez has over 25 years of banking experience in Puerto Rico.
Our purpose has always been to provide an excellent service with an immediate response.
17705 Road 2 Building, Suite 2, Aguadilla, PR, 00603
Lends in Puerto Rico
Since 1964, Oriental has thrived as one of Puerto Rico’s leading banks focused on serving the needs of consumers, businesses, and institutions. With multiple branches throughout the island, it has the second-largest network, and is the third-largest financial institution in core retail and commercial deposits.
