FHA VS Conventional loan in San-Juan, San Juan County, Puerto Rico

In 2026, the established limit for a Conventional loan in San-Juan, located in San Juan, PR, is registered as $647,200. Meanwhile, for single-family residences, the FHA limit is set at $420,680. These figures are critical benchmarks for buyers evaluating mortgage options in this locale.

Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's top rates for various loans, including Conventional, FHA, and USDA. This efficient tool aids in determining the income, credit standards, reserves, and necessary documentation needed for loan qualification. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, simplifying your decision on which option is most appropriate for your financial conditions and goals in PR.

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Insight into 2026 Loan Limits and Down Payment Requirements in San-Juan, County of San Juan, PR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparative table applies to the following zip codes: 00918

Exploring Conventional and FHA Loan Options in San-Juan, PR

The core mission of Lendersa® is to facilitate the swift acquisition of the best possible loan product, whether it be a Conventional, USDA, or FHA loan, without unnecessary complications. Choose one of these three starting points to seamlessly connect with lenders and find loan programs tailored specifically to your financial needs:

Lendersa USDA loan request and matching results


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  • Family 1st Mortgage
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