FHA VS Conventional loan programs in Narragansett, Washington County, Rhode Island
As of 2025, the conventional loan limit for Narragansett, located in Washington county, RI, is $726,200. Meanwhile, the FHA limit for a single-family residence is $661,250.
With the Lendersa® Conventional loan calculator, you can compare today's best rates between Conventional, FHA, and USDA loans, assessing the necessary income, credit, and reserves to qualify. This advanced tool shows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA loans, helping you determine the best program to suit your financial situation in RI.
2025 Loan Limits and Down Payment Requirements in Narragansett, Washington County, RI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$473,800
0%
FHA
$661,250
3.5%
This comparison table applies to the following zip codes: 02882, 02880
Options for Conventional and FHA Loans in Narragansett, RI
Lendersa® aims to swiftly and hassle-free provide you with the best available Conventional, USDA, or FHA loan options. You can choose one of three starting points that lead to matching lenders and fitting loan programs.
300 South El Camino Real, Suite 213, San Clemente, CA, 92672
Savers Home Loans can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We can even help you pay down your balance more quickly for a comparable monthly payment.
158 Avenida Miramar, Unit B, San Clemente, CA, 92672
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
501 N El Camino Real, Suite 200, San Clemente, CA, 92672
Coast National Mortgage offers some of the most competitive rates in the industry and provides individual, customized service to meet your financing needs. We have received the Five Star Mortgage Award four years in a row and have been acknowledged in Orange Coast Magazine as one of the top 2% of all mortgage brokers in Orange County.
1520 North El Camino Real, Suite 1, San Clemente, CA, 92672
Avid Mortgage Solutions is a premier broker. We match borrowers with the loan that is right for them and their needs. Avid Mortgages is a fast-growing company founded by individuals that have been with both big lenders and small brokerages. Our mission statement is simple: Cheaper, Faster and Better.
220 South Ola Vista, Unit D, San Clemente, CA, 92672
The Primary goal at Seaside Lending Corporation is to provide customers with the best possible rates, lowest closing costs and superior personalized service available. It is for this reason that over 50% of our business comes from personal referrals and repeat customers.We have access to a full range of mortgage.
616 South El Camino Real, Suite I, San Clemente, CA, 92672
Munzing Mortgage Group full service Mortgage Broker, I have more than 30 years of real estate & lending experience, along with a vast investor base, to offer you the best mortgage loan to suit your needs. If you, or anyone you know, is planning on buying a home or refinancing your current home.
At Secure Provision Mortgage we are a mortgage broker which means we do not care about helping escrow companies, title companies or the banks make any more money than they already do. Our #1 priority is that you get the deal that was promised to you and get you the best possible mortgage.
At SC Financial is to apply our broad knowledge to all channels of the lending and wealth management industries. Facilitating Hard Money Loans throughout California, we provide investors, brokers, realtors and borrowers with the expertise required to succeed in today’s complicated marketplace.
215 Avenida Del Mar, Suite C, San Clemente, CA, 92672
FK Capital Fund is a direct bridge lender and wholesale hard money lender based in San Clemente, California. We successfully serve California’s bridge lending market by providing short-term private money loans secured by commercial and residential real estate. Our financing is fast, flexible, and structured around each individual client.
