Explore the differences! FHA VS Conventional loan programs in Narragansett, Washington County, Rhode Island
As of 2026, the conventional loan limit for Narragansett, located in Washington county, RI, is $726,200. Meanwhile, the FHA limit for a single-family residence is $661,250.
With the Lendersa® Conventional loan calculator, you can compare today's best rates between Conventional, FHA, and USDA loans, assessing the necessary income, credit, and reserves to qualify. This advanced tool shows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA loans, helping you determine the best program to suit your financial situation in RI.
2026 Loan Limits and Down Payment Requirements in Narragansett, Washington County, RI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$473,800
0%
FHA
$661,250
3.5%
This comparison table applies to the following zip codes: 02882
Options for Conventional and FHA Loans in Narragansett, RI
Lendersa® aims to swiftly and hassle-free provide you with the best available Conventional, USDA, or FHA loan options. You can choose one of three starting points that lead to matching lenders and fitting loan programs.
We are a small brokerage with over sixteen years of experience as a licensed mortgage brokerage. Being a small brokerage we have lower overhead and more control over what we can do for you.brokerage with over sixteen years of experience as a licensed mortgage brokerage. We can help you get approved for mortgages and refinancing.
7000 West Palmetto Park Road, Suite 210, Boca Raton, FL, 33433
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with the best loan product to fit their needs while providing them with the lowest payment and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7700 W Camino Real 4th Floor, Suite 400, Boca Raton, FL, 33433
ICG is a direct lending mortgage bank specializing in home financing for one to four family residential properties.ICG is licensed by the U.S. Department of Housing & Urban Development as a Title II Mortgagee to be able to offer government insured Federal Housing Administration Home Loans as well as standard Conventional Financing for its clients.
The First National Bank of Coleraine is proud to be a part of the local community. Since 1906 we have been committed to understanding the needs of the community and working with our friends and neighbors. By taking the time to know you, we believe we will be better able to meet all your financial needs.
Minnesota Valley Federal Credit Union was established in 1934 as a member-owned, not for profit financial cooperative. Members enjoy convenience and service that simply is not available at most financial institutions. Membership is open to anyone living, working or attending school in Blue Earth, Nicollet, Le Sueur and Waseca Counties.
MinnStar Bank is dedicated to providing customers with quality financial services in an efficient and caring manner. We are committed to enriching the communities we serve and offer professional bankers with unparalleled years of experience in personal banking, business banking, agribusiness banking and real estate banking.
At North Star Mortgage. We are located in Mankato Minnesota. We’ve been helping people purchase or refinance home mortgages for 27 YEARS! We use a wide range of mortgage loans to help our clients find the best loan option. Hopefully, this website will help you understand the different loan options and the process.
Profinium, Inc., is a locally-owned community bank with four locations in Southern Minnesota, including Fairmont, Truman, Owatonna, and in downtown Mankato in the Profinium Place office tower. The organization has served Southern Minnesota since 1875, providing banking, mortgage, insurance, trusts and investment services.
1751 N Victory Drive, Suite 500, Mankato, MN, 56001
At PrimeSource Funding we are committed to providing you with the best mortgage experience available. Our mortgage loan experts are here to help you every stage of the loan process. Whether you're a first-time home buyer, looking to refinance to a lower rate, need financing for cash-out to complete some home improvements
