FHA VS Conventional loan in Narragansett-Pier, Washington County, Rhode Island

In 2026, the conventional loan limit for Narragansett-Pier in Washington county, RI, is set at $647,200, while the FHA limit for a single-family residence is $592,250.

Take advantage of the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. Evaluate the income, credit, savings, and required documentation necessary for qualification. This advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program for your specific financial needs in RI.

Compare loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Narragansett-Pier, Washington County, RI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $404,800 0%
FHA $592,250 3.5%

This comparison table applies to zip codes: 02882

Options for Conventional and FHA Loans in Narragansett-Pier, RI

The goal of Lendersa® is to quickly and easily connect you with the top Conventional, USDA, or FHA loan options. Choose one of three starting paths to find matching lenders and loan programs best suited to your requirements.

Lendersa USDA loan request and matching results


  • Ivy Lender
  • 150 S. Pine Island Road, Plantation, FL, 33324
  • Ivy Lender’s online platform connects lending institutions to the largely untapped small business market. Their business financing expertise, access to the best options at the best rates, and ethical business practices has made them the go-to for businesses in need of funding. Ivy Lender’s goal is to help create a path

  • First Choice Financial Inc
  • 261 North University Drive, Suite 500, Plantation, FL, 33324
  • First Choice Financial is the Premier Mortgage Company in South Florida. Our loan officers take the time to customize and compare home loan programs to meet our borrower’s needs. With access to hundreds of loan programs, our borrowers can feel confident First Choice Financial is their one stop shop for their mortgage needs.

  • Clearstar Mortgage Group Inc
  • 8181 West Broward Blvd, Suite 360, Plantation, FL, 33324
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mortgage and Commercial Lending Inc
  • 950 South Pine Island Road, Suite 150A, Plantation, FL, 33324
  • "We are Committed!
    In our team, we are all home owners and we help each new comer into the team to buy his/her first home, due to this we all know the excitement that is purchasing our first home, or next home and the process required for that to happen.
    This is the reason our motto is:
    We are committed to making"

  • US Lending Advisors
  • 300 South Pine Island Road, Suite 260, Plantation, FL, 33324
  • US Lending Advisors was incepted with the idea of providing and treating clients as our advisor’s would like to be treated. Providing simple straightforward solutions to complex challenging financing problems in a direct yet balanced approach. Allow our 30+ years of high level experience to assist in your financing goals.

  • Kamps Mortgage Inc
  • 150 South Pine Island Road, Suite 300, Fort Lauderdale, FL, 33324
  • We are a mortgage brokerage team committed to listening carefully to our customers’ needs in order to anticipate their home financing goals and dreams. We educate our customers on mortgage options and industry trends using our years of experience. Our goal is to build meaningful relationships with our customers by offering competitive rates.

  • Certified Home Loans
  • 1200 S Pine Island Rd;, Suite 670, Fort Lauderdale, FL, 33324
  • Certified Home Loans is committed to providing the highest level of personal financial services in a professional manner. First and foremost, we represent our clients ensuring they have access to the best rates and a variety of mortgage products. Our high standards provide our clients with mortgage-based savings

  • MORTGAGE LENDING MASTERS, LLC
  • 1200 South Pine Island Road, Plantation, FL, 33324
  • Mortgage Lending Masters is a newly established mortgage banker in Cherry Hill, NJ. We have over 20 years experience in the mortgage industry with a strong management team. We offer competitive rates and exceptional service. Making sure our clients are satisfied with our products and services is our number one priority.

  • NATIONS MORTGAGE
  • 300 S. Pine Island Rd. Suite 304, Fort Lauderdale, FL, 33324
  • Nations Mortgage is dedicated to making sure your experience is a gratifying one. If you have any questions, comments, concerns or just want to get in contact with us, we're looking forward to your call. For 18 years, we have been providing the best mortgage rates. While most other Fort Lauderdale mortgage companies skipped town,