FHA VS Conventional loan programs in 2026 for North-Providence, Providence County, Rhode Island
In 2026, the conventional loan limit for North-Providence, in the county of Providence, RI, is $647,200. Concurrently, the FHA limit for a single-family home is $592,250.
Utilize the Lendersa® Conventional loan calculator to contrast today's best Conventional, FHA, and USDA rates. Determine the income, credit score, reserves, and documentation required to qualify. With our advanced mortgage calculators, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in deciding the optimal program in RI for your unique financial circumstances.
Loan Limits and Down Payment Requirements for 2026 in North-Providence, County of Providence, RI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$404,800
0%
FHA
$592,250
3.5%
This comparison table applies to the following zip codes: 02904
Options for Conventional and FHA Loans in North-Providence, RI
Lendersa® aims to swiftly secure the best possible Conventional, USDA, or FHA loan for you, without any hassle. Begin with one of three starting points that will align you with suitable lenders and programs.
The PGE FCU was established in 1927 to serve the banking needs of the Employees of the United States Postal Service. Since then we have extended that service to certain employees of the USA. Membership is also available to certain family members of existing Credit Union Members. As you will see, we are a full-service financial institution.
Foxpoint Lending is a private lender that delivers loans tailored for investment properties such as residential (non-owner occupied) and commercial real estate. We are based in Rhode Island, but partner with experienced real estate investors in multiple states.
Our loans are frequently termed asset-backed loans because they are backed by the col
Our mission is to provide qualified individuals with high quality mortgage programs that are tailored to fit their unique situation at the most competitive rates in the nation. Anchor Financial Mortgage, Inc. is committed to delivering quality mortgages to our clients and lending partners.
Onyx Capital Lending helps borrowers and investors access capital with a smooth, responsive process. Expect tailored loan options, honest communication, and support from application to closing. Ready to move your project forward? Contact Richard Morency to get started.
One Custom House St, Suite 4, Providence, RI, 02903
Lends in Rhode Island
Founded in 2001 by Sean N. Marchionte and Richard R. Tasca, Bluedog Capital Partners, LLC is a boutique real estate investment firm located in the financial district of Providence, Rhode Island. Bluedog has built its portfolio of business through commercial real estate debt and equity investments ranging from single-family
MortgageGiver is a bold and innovative company whose structure and philosophy is created with you, the customer, in mind. Our Loan Originators are, without exception, knowledgeable, experienced, and established. Our management and production style is geared first and foremost toward processing and closing your mortgage transaction.
"NORTHBOROUGH HAS OVER 50 YEARS OF COMBINED REAL ESTATE EXPERIENCE IN THE COMMERCIAL LENDING ARENA. We are focused on direct lending and note purchases secured by commercial real estate in the New England market. THERE ARE MANY REASONS INVESTORS USE PRIVATE LENDERS OR SO CALLED “HARD MONEY” FOR THEIR PROJECTS. "
Formed in 2012, Helping Hands has successfully been renovating neighborhoods and educating people about different homeownership options. We found a recurring problem for our clients – they needed better information about the purchase, refinance, and reverse mortgage loan process.
400 Reservoir Avenue, Suite 1G, Providence, RI, 02907
Lends in Rhode Island
First Home Mortgage Corporation was founded in 1990 by Dave Waters, CEO. We grew from a handful of employees to a financial institution of 42 offices serving 21 states located in the mid-Atlantic, South and Northeast states. Our entrepreneurial management team, support staff, and industry leading producers.
