FHA VS Conventional loan in North-Providence, Providence County, Rhode Island
In 2025, the conventional loan limit for North-Providence, in the county of Providence, RI, is $647,200. Concurrently, the FHA limit for a single-family home is $592,250.
Utilize the Lendersa® Conventional loan calculator to contrast today's best Conventional, FHA, and USDA rates. Determine the income, credit score, reserves, and documentation required to qualify. With our advanced mortgage calculators, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in deciding the optimal program in RI for your unique financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in North-Providence, County of Providence, RI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$404,800
0%
FHA
$592,250
3.5%
This comparison table applies to the following zip codes: 02904, 02911
Options for Conventional and FHA Loans in North-Providence, RI
Lendersa® aims to swiftly secure the best possible Conventional, USDA, or FHA loan for you, without any hassle. Begin with one of three starting points that will align you with suitable lenders and programs.
2523 Wayzata Blvd S, Suite 200, Minneapolis, MN, 55405
At Luminate Home Loans, our mission is to unlock people's full potential through finances and provide them with clarity through every step of the loan process.
We make lending approachable. By bringing transparency and consistency to every part of the financial world, we strive to guide people to decisions that are in their best interest.
6120 Earle Brown Drive, Suite 501, Minneapolis, MN, 55430
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Iowa Trust and Savings Bank is proud to be your locally owned community bank. We are deeply rooted in Appanoose County and the surrounding areas. Iowa Trust and Savings Bank originated from the charter of two banks on July 13, 1896. The bank is still owned by the same family and opened in our current Centerville location on June 30, 1965.
We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
Dionna Ward handles your home financing with friendliness and finesse to get you moving forWARD with a mortgage or refinance. She brings her own personal touch to servicing her clients, which puts you at ease and gives you that much-needed assurance that she’s got your back during the entire process. She brokers your home loan with care.
4445 West 77th Street, Suite 210, Edina, MN, 55435
MetroFMC works hard to establish great working relationships with a wide variety of banks to enable you to have access to some of the lowest mortgage rates available.
We pride ourselves on the training and knowledge we get directly from the banks that will provide you with your loan
7601 France Ave S, Suite 170, Minneapolis, MN, 55435
The Tradition name represents a continual awareness and respect for the excellence of real estate development, real estate investment and real estate finance services. Tradition Companies is committed to the highest standards of quality, craftsmanship, community involvement and most importantly, a dedication to the customer.
"At Edge Home Finance Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.
We work with many wholesale lenders that provide a wide variety of products such as Conventional, FHA, VA and HARP 2.0."