FHA VS Conventional loan in North-Providence, Providence County, Rhode Island

In 2025, Convetional loan limit in North-Providence, county of Providence, RI is $647,200 while FHA limit is $592,250 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in RI is best for your particular financial situation.

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2025 loan limits and downpayment requirments in North-Providence, county of Providence, RI

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $404,800 0%
FHA $592,250 3.5%

The comparison table applies to zip codes: 02904, 02911

Conventional and FHA loan options in North-Providence, RI

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Preferred Financial Services
  • 311 Pettigru Street, Greenville, SC, 29601
  • Preferred Financial Services, Greenville, SC has always been to create an opportunity for home owners and home buyers to purchase or refinance their home at a rate that would not only be affordable and lower than any other mortgage company in South Carolina, but would enhance their home buying experience and their bottom line.
  • United Home Loan Service Inc
  • 700 E North St, Unit 3, Greenville, SC, 29601
  • We offer full mortgage services because our clients have different needs. Every situation is different, and what’s best for one person may not be ideal for another. We’re committed to consulting individually with every client to ensure we fit each one with the best product possible.
  • Lima One Capital
  • 201 East McBee Avenue, Greenville, SC, 29601
  • Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.
  • Shelby State Bank
  • 242 N. Michigan Avenue, Shelby, MI, 49455
  • At Shelby State Bank, we pride ourselves on the community-based banking we have offered since 1931 in Shelby, Michigan. We may have grown to ten branches since then, but each retains that sense of community. We're right down the street, and online when you just can't make it to the bank.
  • Farmers Bank of Milton
  • 41 Ferry Street, Milton, KY, 40045
  • At Farmers Bank of Milton, we strive to offer the superior banking service our customers expect. Most importantly, we want to ensure that our experienced staff delivers these services in a friendly, efficient manner. We are proud to be a part of our communities and to participate in the growth and prosperity of our region.
  • BDR Mortgage Capital LLC
  • 23 S. 8th St, Suite 1500, Noblesville, IN, 46060
  • At BDR Mortgage Capital. We are a full-service mortgage company based in NOBLESVILLE, Indiana. We specialize in home loans in the state of Indiana. We also serve the surrounding cities in Hamilton and Marion Counties. Whether you are buying a home or refinancing in the zip codes of 46062,
  • North Shore Mortgage Company
  • 8250 N 600 W, Suite A, McCordsville, IN, 46055
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Farmers National Bank of KY
  • 304 W Main St, Danville, KY, 40422
  • Farmers National Bank has a long, deep-rooted history as a financial institution. Since February 10, 1879, the bank has served customers in ways that earn their trust and loyalty. As it has helped generations of customers in the Bluegrass state achieve their goals, it is known as Your Lifetime Bank.