FHA VS Conventional loan in Providence, Providence County, Rhode Island

In 2025, Convetional loan limit in Providence, county of Providence, RI is $726,200 while FHA limit is $661,250 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in RI is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Providence, county of Providence, RI

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $473,800 0%
FHA $661,250 3.5%

The comparison table applies to zip codes: 02903, 02906, 02907, 02905, 02908, 02909, 02904, 02912, 02901, 02902, 02918, 02940

Conventional and FHA loan options in Providence, RI

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Private Lending Company Inc.
  • 22527 Crenshaw Blvd, Suite 201, Torrance, CA, 90505
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