FHA VS Conventional loan programs in 2025 for Providence, Providence County, Rhode Island
In 2025, the Conventional loan limit in Providence, located within Providence county, RI, is $726,200. Meanwhile, the FHA limit for a single-family home is $661,250.
Take advantage of the Lendersa® Conventional loan calculator to compare today's most competitive rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and necessary documents to qualify. This advanced mortgage calculator provides side-by-side views of Conforming Conventional loans with USDA, FHA, and VA options, helping you decide which program in RI suits your financial needs best.
2025 Loan Limits and Down Payment Requirements in Providence, County of Providence, RI
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$473,800
0%
FHA
$661,250
3.5%
This table is relevant for zip codes: 02903, 02906, 02907, 02905, 02908, 02909, 02904, 02912, 02901, 02902, 02918, 02940
Options for Conventional and FHA Loans in Providence, RI
The aim of Lendersa® is to quickly provide you with the most suitable Conventional, USDA, or FHA loan, without any hassle. Choose from three starting paths to identify matching lenders and loan programs.
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