FHA VS Conventional loan programs in Johnston, Providence County, Rhode Island

In 2025, Convetional loan limit in Johnston, county of Providence, RI is $726,200 while FHA limit is $661,250 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in RI is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Johnston, county of Providence, RI

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $473,800 0%
FHA $661,250 3.5%

The comparison table applies to zip codes: 2919

Conventional and FHA loan options in Johnston, RI

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Steelman Mortgages
  • 6085 Douglas Blvd, Suite 500, Granite Bay, CA, 95746
  • Our mission is to operate with honesty, integrity and clear communication. Cindy makes it her priority to respond rapidly to questions and concerns from homebuyers and homeowners. As a local, independent mortgage company in Roseville, Steelman can provide you with personalized customer service now and over the lifetime of your mortgage.
  • Verdeo Capital Group, Inc.
  • 4168 Douglas Blvd, Suite 200, Granite Bay, CA, 95746
  • Verdeo Capital Group is one of the largest private money lenders in Northern California.Since 2006, Verdeo Capital Group has Funded over a quarter billion dollars in real estate loans. From the start-up Real Estate investor looking to get into the marketplace to the seasoned home owner looking to purchase a new luxury residence.
  • Always Best Rate Mortgage Company
  • 7035 Morningside Drive, Granite Bay, CA, 95746
  • As a Mortgage Broker, Always Best Rate Mortgage Company works for you, the homeowner. We search the mortgage market daily to find the cheapest money from the best priced wholesale lenders. We consistently deliver lower rates at lower cost because of our hard work and dedication to your financial improvement.
  • Answer Home Loans, Inc
  • 6085 Douglas Blvd, Suite 500, Granite Bay, CA, 95746
  • "At AHL we believe in the value of your word and the strength of a handshake and we strive to conduct business daily with those values formost in mind. Collectively our ownership team brings over 40 years of mortgage lending experience to the table and we have clients that have worked with us over that entire time."
  • Pacific Capital Funding
  • 24007 Ventura Blvd, Suite 260, Calabasas, CA, 91302
  • Pacific Capital Funding Corp is direct private/hard money lender and a broker offering investment property bridge, fix and flip and ground up construction loans at highly competitive terms. We can often fund your loan in 7 days or less with same-day approval! Let us fund your next investment property today.
  • Civic Financial Services
  • 23975, Calabasas, CA, 91302
  • CIVIC Financial Services is a private money lender, specializing in the financing of non-owner occupied residential investment properties. CIVIC provides Mortgage Brokers and Real Estate Investors with a fast and cost effective funding source for their real estate investment needs. Not sure where to start or what solutions you may need to achiev
  • Forbix
  • 24151 Ventura Blvd, Suite 350, Calabasas, CA, 91302
  • Forbix is a full service real estate advisory firm with offices in Calabasas, California and Brandon, Mississippi. What makes Forbix unique is our ability to advise clients from the standpoint of both a lender and an investor. This multi-faceted view approach has proven to be beneficial and invaluable for our clients
  • One Nation Home Loans
  • 5016 N. Parkway Calabasas, Suite 200, Calabasas, CA, 91302
  • At One Nation Home Loans our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Red Door Financial
  • 23801 Calabasas Road, Suite 2026, Calabasas, CA, 91302
  • Red Door Financial is a mortgage firm serving the lending needs of real estate professionals, builders, and individual home buyers. We have access to a full range of mortgage products and are dedicated to finding the right loan, with the best available rates, terms, and costs to meet our clients’ needs.
  • Senior Funding Associates
  • 23801 Calabasas Road, Suite 2018, Calabasas, CA, 91302
  • Senior Funding Associates enjoy helping our customers discover how a Reverse Mortgage can safely provide financial peace of mind. They've earned the opportunity to turn some of their home value into federally insured money, while continuing to own and live in their homes. Since 1989, I have personally originated and closed over 2, 000.