In the year 2026, the conventional loan limit within Johnston, situated in Providence county, RI, is $726,200. Conversely, the FHA loan limit for a single-family home is $661,250.
Utilize the Lendersa® Conventional loan calculator to scrutinize today's top rates between Conventional, FHA, and USDA loans. Determine income, credit, reserves, and documentation requirements for qualification. Our detailed mortgage calculator allows side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, helping you select the most suitable program in RI for your financial scenario.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $473,800 | 0% |
| FHA | $661,250 | 3.5% |
The table is applicable to the following zip codes: 2919
At Lendersa®, our primary aim is to connect you promptly with the best available options for Conventional, USDA, or FHA loans. Choose from three starting pathways to connect with compatible lenders and loan offerings.
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