FHA VS Conventional loan programs in 2025 for Pawtucket, Providence County, Rhode Island
In 2025, the Conventional loan limit within Pawtucket, part of Providence county, RI, is $726,200. Meanwhile, for a single-family home, the FHA limit stands at $661,250.
Take advantage of the Lendersa® Conventional loan calculator to assess and compare today's best rates across Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents needed to qualify. This advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA to aid in choosing the best program in RI suited to your financial situation.
2025 Loan Limits and Down Payment Requirements in Pawtucket, County of Providence, RI
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$473,800
0%
FHA
$661,250
3.5%
This table applies to zip codes: 02861, 02860, 02862
Available Conventional and FHA Loan Options in Pawtucket, RI
The objective of Lendersa® is to efficiently find you the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three starting points to find lenders and programs that match your criteria.
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10643 N Frank Lloyd Wright Blvd, Suite 103, Scottsdale, AZ, 85259
Whether you’re buying, selling, ReFinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
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10575 N. 114th St. Suite 103, Scottsdale, AZ, 85259
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