Explore the differences! FHA VS Conventional loan programs in Cranston, Providence County, Rhode Island
In 2026, the Conventional loan limit in Cranston, in the county of Providence, RI, is $726,200; meanwhile, the FHA limit for a single-family home is $661,250.
Take advantage of the Lendersa® Conventional loan calculator to evaluate and compare today's best rates across Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, helping you select the ideal program in RI for your financial situation.
2026 Loan Limits and Down Payment Requirements in Cranston, County of Providence, RI
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$473,800
0%
FHA
$661,250
3.5%
This table applies to the zip codes: 02905
Exploring Conventional and FHA Loan Options in Cranston, RI
The aim of Lendersa® is to connect you quickly with the most suitable Conventional, USDA, or FHA loan with no hassle. Choose from one of three initial paths to find lenders and loan programs that match your needs.
Formed in 2012, Helping Hands has successfully been renovating neighborhoods and educating people about different homeownership options. We found a recurring problem for our clients – they needed better information about the purchase, refinance, and reverse mortgage loan process.
400 Reservoir Avenue, Suite 1G, Providence, RI, 02907
Lends in Rhode Island
First Home Mortgage Corporation was founded in 1990 by Dave Waters, CEO. We grew from a handful of employees to a financial institution of 42 offices serving 21 states located in the mid-Atlantic, South and Northeast states. Our entrepreneurial management team, support staff, and industry leading producers.
Blue Point Commercial Capital specializes in the commercial real estate transactions that do not fit traditional underwriting guidelines of bank financing. We have a full suite of loan programs and have the ability to tailor our clients loan needs with short or long term options.
Onyx Capital Lending helps borrowers and investors access capital with a smooth, responsive process. Expect tailored loan options, honest communication, and support from application to closing. Ready to move your project forward? Contact Richard Morency to get started.
One Custom House St, Suite 4, Providence, RI, 02903
Lends in Rhode Island
Founded in 2001 by Sean N. Marchionte and Richard R. Tasca, Bluedog Capital Partners, LLC is a boutique real estate investment firm located in the financial district of Providence, Rhode Island. Bluedog has built its portfolio of business through commercial real estate debt and equity investments ranging from single-family
MortgageGiver is a bold and innovative company whose structure and philosophy is created with you, the customer, in mind. Our Loan Originators are, without exception, knowledgeable, experienced, and established. Our management and production style is geared first and foremost toward processing and closing your mortgage transaction.
"NORTHBOROUGH HAS OVER 50 YEARS OF COMBINED REAL ESTATE EXPERIENCE IN THE COMMERCIAL LENDING ARENA. We are focused on direct lending and note purchases secured by commercial real estate in the New England market. THERE ARE MANY REASONS INVESTORS USE PRIVATE LENDERS OR SO CALLED “HARD MONEY” FOR THEIR PROJECTS. "
Capital City Financial Corporation proudly serves the Rhode Island, Massachusetts, and Connecticut communities. A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers, real estate professionals, accountants, financial planners.
Troy City Mortgage, we work hard to get our clients approved so they can experience the benefits of homeownership. We guide first-time buyers through what it takes to achieve their dream of owning a home.and also we work with existing homeowners on everything from refinancing to home equity.
