FHA VS Conventional loan in Cranston, Providence County, Rhode Island

In 2025, Convetional loan limit in Cranston, county of Providence, RI is $726,200 while FHA limit is $661,250 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in RI is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Cranston, county of Providence, RI

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $473,800 0%
FHA $661,250 3.5%

The comparison table applies to zip codes: 02905, 02831, 02920, 02910, 02921, 02823

Conventional and FHA loan options in Cranston, RI

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mortgage Connection
  • 609 Wilson Avenue, Tullahoma, TN, 37388
  • Mortgage Connection is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • UNION BANK & TRUST COMPANY
  • PO Box 409, Evansville, WI, 53536
  • Union Bank & Trust Company began serving the Evansville community as Grange Bank in 1897. In 1916, it was acquired by Gertrude Eager and operated by her son, Leonard Eager. In 2016, we celebrate our centennial anniversary of Eager family community banking. At the same time, we honor the 150th birthday of the place our story began.
  • Vanderbilt University Credit Union
  • 1313 21st Avenue South, Room 107, Nashville, TN, 37212
  • Vanderbilt University Employees Credit Union has been open since 1993. The credit union has assets totaling $49.5 Million and provides banking services to more than 6, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
  • Cornerstone Financial Credit Union
  • 1701 21st Avenue South, Nashville, TN, 37212
  • Cornerstone Financial Credit Union was founded in 1955, by a group of visionary educators in Davidson County with a philosophy of people helping people with low-cost financial services. Today, our membership base of more than 40, 000 is a diverse group of individuals comprising all walks of life.
  • GMFS Mortgage
  • 4009-B Vineville Ave., Macon, GA, 31210
  • GMFS is licensed as a mortgage lender in the following states: Alabama, Arkansas, California, Colorado, Florida, Georgia, Illinois, Kentucky, Louisiana, Mississippi, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, and Virginia. GMFS is an approved Fannie Mae Seller-Servicer, Freddie Mac Seller-Servicer
  • Teutopolis State Bank
  • 106 East Main St., Teutopolis, IL, 62467
  • Since our inception on October 4th 1913, Teutopolis State Bank has been a fixture on Main Street in Teutopolis, Illinois. Over the years, we have helped local businesses, individuals, and families develop, grow, and sustain prosperity through our wide range of financial services.
  • Key Mortgage Experts
  • 629 Vickery Park Dr, Nolensville, TN, 37135
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Integrity Mortgage Funding LLC
  • 4405 Mall Blvd, Union City, GA, 30291
  • At Integrity Mortgage Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Somerset Mortgage Corp
  • 1607 Frederica Road, Suite 201, Saint Simons Island, GA, 31522
  • At Somerset, we believe that with the right tools - information, experience, technology and flexibility - getting through the mortgage process can be done smoothly and with confidence. Our knowledgeable, dedicated mortgage specialists are the best in the business, working with you to explore your financing goals and options.
  • PrimePoint Mortgage LLC
  • 30 East Johnston Street, Suite B, Forsyth, GA, 31029
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Illinois State Credit Union
  • 1309 S. Center Street, Normal, IL, 61761
  • Illinois State Credit Union was founded in 1960 to serve employees of Illinois State University. We now serve more than 12, 000 of your closest friends and neighbors who live or work in McLean, Logan, DeWitt, Livingston, Stephenson, Winnebago, or LaSalle County. We are federally insured.