In 2025, the Conventional loan limit in Cranston, in the county of Providence, RI, is $726,200; meanwhile, the FHA limit for a single-family home is $661,250.
Take advantage of the Lendersa® Conventional loan calculator to evaluate and compare today's best rates across Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, helping you select the ideal program in RI for your financial situation.
Review and compare loan offers from 100 different lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $473,800 | 0% |
| FHA | $661,250 | 3.5% |
This table applies to the zip codes: 02905, 02831, 02920, 02910, 02921, 02823
The aim of Lendersa® is to connect you quickly with the most suitable Conventional, USDA, or FHA loan with no hassle. Choose from one of three initial paths to find lenders and loan programs that match your needs.
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