FHA VS Conventional loan programs in Aiken, Aiken County, South Carolina
In 2026, the limit for a Conventional loan in Aiken, county of Aiken, SC is set at $726,200, whereas the FHA cap for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate the best rates available today among Conventional, FHA, and USDA loans, while determining the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator enables you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing which program in SC fits your specific financial situation best.
2026 Loan Limits and Down Payment Requirements in Aiken, County of Aiken, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to these zip codes: 29801, 29803, 29802
Examining Conventional and FHA Loan Options in Aiken, SC
At Lendersa®, our objective is to help you secure the most advantageous Conventional, USDA, or FHA loan quickly and effortlessly. You can choose from three starting points designed to connect you with the right lenders and loan programs.
We are First Federal Bank of Kansas City, and our mission is helping the people and communities we serve build a brighter financial future. That means being the community banking leader in providing customer-focused products, insight and encouragement. It's a purpose bigger than profit. By promoting the power of homeownership
At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
11225 College Blvd, Suite 100, Overland Park, KS, 66210
At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality. Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.
9393 W 110th St, Suite 350, Overland Park, KS, 66210
Established in 2007, United Mortgage has been recognized as one of the fastest-growing private companies in America and is now considered a premiere purchase lender, currently serving Arizona, California, Colorado, Florida, Iowa, Kansas, Missouri, Oregon, Texas, and Washington. At United Mortgage,
8585 College Blvd, Suite 110, Overland Park, KS, 66210
"With 20 years experience, Homestead is a unique company. A delegated mortgage banker in that it has 3 business channels based on customer acquisition method, media, referral or hybrid. What makes us unique is our developmental approach to the loan officer’s career. We have had great success developing new loan officers"
Norfolk Community Federal Credit Union was chartered on August 11, 1953. We are a federally chartered and insured credit union. A credit union is a not-for-profit, membership-owned financial institution. Known for its strong consumer-orientation, a credit union is organized to serve a community, a company or a municipality
Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
SM Federal Credit Union was founded on September 15, 1960, under the name of SM Postal Federal Credit Union. We started in the basement of the Main Shawnee Mission Post Office, where we still reside today. On January 31, 1974 our charter was amended to include Federal Aviation Administration employees in Olathe.
