Explore the differences! FHA VS Conventional loan programs in Aiken, Aiken County, South Carolina
In 2026, the limit for a Conventional loan in Aiken, county of Aiken, SC is set at $726,200, whereas the FHA cap for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate the best rates available today among Conventional, FHA, and USDA loans, while determining the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator enables you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing which program in SC fits your specific financial situation best.
2026 Loan Limits and Down Payment Requirements in Aiken, County of Aiken, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to these zip codes: 29801
Examining Conventional and FHA Loan Options in Aiken, SC
At Lendersa®, our objective is to help you secure the most advantageous Conventional, USDA, or FHA loan quickly and effortlessly. You can choose from three starting points designed to connect you with the right lenders and loan programs.
Janet formed the first-ever independent mortgage business in Hudson, NY and over the years has cultivated strong relationships within the local banking, legal and real estate communities. Janet began her career working as a Loan Counselor for Home & City Savings Bank and soon came to the realization that a choice of loan programs
Valley Mortgage Company, Inc. arranges for loans with third party providers who offer a full spectrum of loan products including the following: conventional fixed and variable rate conforming and jumbo loans, Federal Housing Administration (FHA) insured loans, Veterans Administration loans, RHS Guaranteed loans (100% Financing and more
For over 80 years, Achieve Financial Credit Union has been dedicated to providing credit union members with added financial value to their lives by providing them with fast, easy and convenient services. Achieve Financial Credit Union has been improving the financial lives of our members since 1934.
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
Empower Credit Union is here to provide financial services and products that educate, prepare, and empower our members and the community we serve. Our financial institution was originally incorporated as the “Employees Mutual Savings Building and Loan Association” (EMSBLA) on April 12, 1914.
We are a mortgage broker servicing the entire state of Washington. We manage the process for you by applying for loans with different lenders, finding competitive interest rates and negotiating loan terms. Our designated broker has nearly 20 years of residential lending experience and we will work hard to find the best fit for your scenario.
ACCESS Federal Credit Union was chartered in 1947 as the Oneida Limited Employees Federal Credit Union. It was open to employees and their families of Oneida Silversmiths. In June of 1999, we changed our name to ACCESS Federal Credit Union. In August 2000, the National Credit Union Administration (NCUA) approved our request
In 1935, when credit unions were helping Americans through the Great Depression, it was said that credit unions were "not for profit, not for charity, but for service," and that philosophy still holds true at UBI today. Today, UBI continues to look out for our members’ interests and provide a level of service.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
