FHA VS Conventional loan programs in Aiken, Aiken County, South Carolina
In 2026, the limit for a Conventional loan in Aiken, county of Aiken, SC is set at $726,200, whereas the FHA cap for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate the best rates available today among Conventional, FHA, and USDA loans, while determining the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator enables you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing which program in SC fits your specific financial situation best.
2026 Loan Limits and Down Payment Requirements in Aiken, County of Aiken, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to these zip codes: 29801
Examining Conventional and FHA Loan Options in Aiken, SC
At Lendersa®, our objective is to help you secure the most advantageous Conventional, USDA, or FHA loan quickly and effortlessly. You can choose from three starting points designed to connect you with the right lenders and loan programs.
Hunter Mortgage, Inc. has a program to fit your needs! We are committed to providing you with fast and individualized service that large banks and other lenders do not offer. As a mortgage broker we are able to search for the best program to fit your particular needs and then find the best interest rate for you.
Since our founding in 1960, SRP Federal Credit Union has been dedicated to our members. The members are the heart of the credit union and the sole purpose for our existence. Today, we serve as the financial institution for over 168, 000 members; we continue to provide sound savings programs, checking accounts, competitive loan options
United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.
First Community apart from other places to work? It's simple: We treat you like family. We operate on a first-name basis and use it often, we remember that you had to take Buddy to the vet last week, and we know that you need to leave a little early on Tuesdays to get your kids to practice.
