In 2026, the loan limit for Conventional loans in Clearwater, county of Aiken, SC, is $726,200. The FHA limit for a single-family home stands at $472,030.
Use the Lendersa® Conventional loan calculator to evaluate how today's best rates for Conventional vs. FHA and USDA loans compare, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to help you choose which program in SC works best for your financial circumstances.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The zip codes applicable to this table are: 29841
Lendersa® is committed to obtaining the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points designed to match you with the right lenders and loan programs.
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