FHA VS Conventional loan programs in 2026 for North-Augusta, Aiken County, South Carolina
For the year 2026, the maximum limit for Conventional loans in North-Augusta, situated in the county of Aiken, SC, is $647,200. In contrast, the FHA loan limit for a single-family dwelling is $420,680.
Utilize the Lendersa® Conventional loan calculator to evaluate the top rates of today for Conventional, FHA, and USDA loans. Understand the income level, credit score, reserves, and necessary documentation required to qualify. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA programs side by side, assisting you in selecting the most suitable option for your financial needs in SC.
Loan Limits and Down Payment Requirements for 2026 in North-Augusta, Aiken County, SC
Type of Loan
Limit
Required Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison data applies to the zip codes: 29860, 29841, 29861
Available Loan Options in North-Augusta, SC for Conventional and FHA
The objective of Lendersa® is to quickly and easily secure the best Conventional, USDA, or FHA loan for you. Begin by selecting one of three initial points that guide you to matching lenders and suitable loan programs.
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