FHA VS Conventional loan programs in 2026 for North-Augusta, Aiken County, South Carolina

For the year 2026, the maximum limit for Conventional loans in North-Augusta, situated in the county of Aiken, SC, is $647,200. In contrast, the FHA loan limit for a single-family dwelling is $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate the top rates of today for Conventional, FHA, and USDA loans. Understand the income level, credit score, reserves, and necessary documentation required to qualify. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA programs side by side, assisting you in selecting the most suitable option for your financial needs in SC.

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Loan Limits and Down Payment Requirements for 2026 in North-Augusta, Aiken County, SC

Type of Loan Limit Required Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison data applies to the zip codes: 29860

Available Loan Options in North-Augusta, SC for Conventional and FHA

The objective of Lendersa® is to quickly and easily secure the best Conventional, USDA, or FHA loan for you. Begin by selecting one of three initial points that guide you to matching lenders and suitable loan programs.

View matching results for Lendersa USDA loan requests


North-Augusta Lenders

  • SRP Federal Credit Union
  • 1070 Edgefield Road, North Augusta, SC, 29860
  • Lends in South Carolina
  • Since our founding in 1960, SRP Federal Credit Union has been dedicated to our members. The members are the heart of the credit union and the sole purpose for our existence. Today, we serve as the financial institution for over 168, 000 members; we continue to provide sound savings programs, checking accounts, competitive loan options

  • Hunter Mortgage, Inc.
  • 408 Silver Bluff Road, Aiken, SC, 29803
  • Lends in South Carolina
  • Hunter Mortgage, Inc. has a program to fit your needs! We are committed to providing you with fast and individualized service that large banks and other lenders do not offer. As a mortgage broker we are able to search for the best program to fit your particular needs and then find the best interest rate for you.