Explore the differences! FHA VS Conventional loan programs in Graniteville, Aiken County, South Carolina

In 2026, the limit for a Conventional loan in Graniteville, within the county of Aiken, SC, is $726,200, whereas the FHA limit for a single-family home is $472,030. Knowing these limits is vital for your home purchasing strategy.

With the Lendersa® Conventional loan calculator, compare the most favorable rates today for Conventional, FHA, and USDA loans. Analyze the needed income, credit score, savings, and documents to qualify efficiently. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in deciding which program in SC is optimal for your financial requirements.

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2026 Loan Limits and Down Payment Requirements in Graniteville, County of Aiken, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The information in this comparison table applies to these zip codes: 29829

Options for Conventional and FHA Loans in Graniteville, SC

The primary objective at Lendersa® is to rapidly secure the most suitable Conventional, USDA, or FHA loan without hassle. Choose from one of three initial strategies to connect with matching lenders and tailored loan programs.

Lendersa USDA loan request and matching results


  • KBR Heritage FCU
  • 601 Jefferson Street, Suite KT-02, Houston, TX, 77002
  • In 1953, KBR Heritage Federal Credit Union was established as a member-owned, not-for-profit financial institution. Throughout the years, KBR Heritage Federal Credit Union has remained strong and continued to grow along with our members. Serving our membership is a top priority for us.

  • Harris County Federal Credit Union
  • 1400 Franklin Street, Houston, TX, 77002
  • Established in 1951, Harris County Federal Credit Union serves over 15, 000 members throughout Harris County. All employees of Harris County, their immediate families and anyone who lives, works, attends school or worships in zip codes 77002, 77003, 77004, 77006, 77011, 77020, 77023 and 77026 is eligible for membership.

  • Allura Financial
  • 410 Pierce St, Suite 103, Houston, TX, 77002
  • Allura Financial is a private money lending company that provides a number of different property financing options to people looking to find a home to rent out for them and their family to live in, for multiple families or large families looking for a house to live in, and for people looking for fix and flip financing to buy a property

  • Wealthstar Mortgage LLC
  • 402 Pierce Street, Suite 110, Houston, TX, 77002
  • Wealthstar Mortgage will provide you with all the information you need in the home buying process, accessible at your fingertips. Come take advantage of all time low mortgage and refinance rates from top lenders. Wealthstar Mortgage can assist you to achieve your ultimate goal – owning your own home.

  • Advanced Lending Solutions Co. LLC
  • 700 Milam Street, Suite 13010, Houston, TX, 77002
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Urban Mutual
  • 2007 Commerce Street, Suite 200, Houston, CA, 77002
  • Urban Mutual is a boutique Private Equity and Corporate Advisory Investment Firm representing family office and institutional money. Urban Mutual's mandate is to provide innovative and secure, turn-key 100% LTV/LTC funding solutions to the real estate development and construction industry.

  • Tremont Credit Union
  • 2 Granite Avenue, Suite 101, Milton, MA, 02186
  • Tremont Credit Union is a full service cooperatively owned financial instituion serving the working men and women of Boston and Eastern Massachusetts (Norfolk, Suffolk and Middlesex Counties). Operating 4 full service branches throughout Boston and on the South Shore There are many ways to be eligible for membership at Tremont Credit Union. Members

  • ALOAN Mortgage LLC
  • 2501 Truxillo St, Houston, TX, 77004
  • We offers a wide range of loan programs .Our goal is to provide our customers with better rates and fees with excellent services. Our group of expert could help you decide which program best fit you today! While there are thousands of other loan companies, we want to be the one that stands out and best fit your needs