Explore the differences! FHA VS Conventional loan programs in Allendale, Allendale County, South Carolina

As of 2026, the Conventional loan limit in Allendale, Allendale county, SC, is $726,200, while the FHA limit for a single-family residence is $472,030. Awareness of these limits can significantly aid in planning your home financing strategy.

Use the Lendersa® Conventional loan calculator to assess the best rates available today among Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the right program in SC for your financial requirements.

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2026 Loan Limits and Down Payment Requirements in Allendale, County of Allendale, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 29810

Explore Conventional and FHA Loan Options in Allendale, SC

The mission of Lendersa® is to quickly secure the optimal Conventional, USDA, or FHA loan without hassle. Choose one of three starting strategies to connect with lenders and find suitable loan programs.

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Allendale Lenders

  • PREFERRED MORTGAGE FINANCIAL
  • 122 S. Congress St., Allendale, SC, 29810
  • Lends in South Carolina
  • Preferred Mortgage Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial

  • Palmetto State Bank
  • 601 First Street W, Hampton, SC, 29924
  • Lends in South Carolina
  • Palmetto State Bank, headquartered in Hampton, South Carolina, was founded in 1907. We have grown from a bank with $2 million in assets located in Hampton, to a one half billion dollar institution with seven branches serving Beaufort, Allendale, and Hampton counties.

    Our Board of Directors credit our exceptional growth to the fact

  • Hunter Mortgage, Inc.
  • 408 Silver Bluff Road, Aiken, SC, 29803
  • Lends in South Carolina
  • Hunter Mortgage, Inc. has a program to fit your needs! We are committed to providing you with fast and individualized service that large banks and other lenders do not offer. As a mortgage broker we are able to search for the best program to fit your particular needs and then find the best interest rate for you.

  • Unity Mortgage of SC LLC
  • 1705 Carolina Ave, Orangeburg, SC, 29115
  • Lends in South Carolina
  • At Unity Mortgage of SC LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Kwest Mortgage Group, LLC
  • 1725 St Matthews Rd, Orangeburg, SC, 29118
  • Lends in South Carolina
  • Kwest Mortgage Group was born from a vision to create and advance a company with a mission of helping consumers achieve their life goals and elevate themselves, through homeownership, to a more secure place in society. Kwest, as it is a play on words, is meant to promulgated my passion in offering consumers safe, sound