Explore the differences! FHA VS Conventional loan programs in Bamberg, Bamberg County, South Carolina

For 2026, the Conventional loan limit in Bamberg, county of Bamberg, SC, stands at $726,200. In contrast, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate the best available rates today for Conventional, FHA, and USDA loans. This tool helps you determine the necessary income, credit, savings, and documentation needed to qualify. Our advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in SC for your financial setup.

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2026 Loan Limits and Down Payment Requirements in Bamberg, County of Bamberg, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 29003

Exploring Conventional and FHA Loan Options in Bamberg, SC

Lendersa® is committed to quickly finding you the best available Conventional, USDA, or FHA loan without the hassle. Start with one of three paths to get matched with lenders and loan programs tailored to your needs.

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Bamberg Lenders

  • Unity Mortgage of SC LLC
  • 1705 Carolina Ave, Orangeburg, SC, 29115
  • Lends in South Carolina
  • At Unity Mortgage of SC LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Kwest Mortgage Group, LLC
  • 1725 St Matthews Rd, Orangeburg, SC, 29118
  • Lends in South Carolina
  • Kwest Mortgage Group was born from a vision to create and advance a company with a mission of helping consumers achieve their life goals and elevate themselves, through homeownership, to a more secure place in society. Kwest, as it is a play on words, is meant to promulgated my passion in offering consumers safe, sound

  • Palmetto State Bank
  • 601 First Street W, Hampton, SC, 29924
  • Lends in South Carolina
  • Palmetto State Bank, headquartered in Hampton, South Carolina, was founded in 1907. We have grown from a bank with $2 million in assets located in Hampton, to a one half billion dollar institution with seven branches serving Beaufort, Allendale, and Hampton counties.

    Our Board of Directors credit our exceptional growth to the fact

  • PREFERRED MORTGAGE FINANCIAL
  • 122 S. Congress St., Allendale, SC, 29810
  • Lends in South Carolina
  • Preferred Mortgage Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial

  • First National Bank of South Carolina
  • 801 Gilway Ave, Holly Hill, SC, 29059
  • Lends in South Carolina
  • At the turn of the century, Holly Hill was a small rural farming community where cotton was king, horse and wagon were the primary means of travel, and local folks hid or buried their savings for safety. The need for a bank was obvious, and on July 7, 1905, The Bank of Holly Hill was chartered. On September 4, 1905, with $15, 000 in capital.

  • Hunter Mortgage, Inc.
  • 408 Silver Bluff Road, Aiken, SC, 29803
  • Lends in South Carolina
  • Hunter Mortgage, Inc. has a program to fit your needs! We are committed to providing you with fast and individualized service that large banks and other lenders do not offer. As a mortgage broker we are able to search for the best program to fit your particular needs and then find the best interest rate for you.

  • REV Federal Credit Union
  • 200 Marymeade Dr, Summerville, SC, 29483
  • Lends in South Carolina
  • At REV, we’re passionate about being an active partner that works with local businesses, organizations and associations to build healthy communities. Through a digital first strategy and enhanced commitment to our members, we’re redefining what banking means. As a full-service financial institution, we offer competitive loan rates.

  • Assurance Financial Services, Inc
  • 89 Old Trolley Rd, Suite 102, Summerville, SC, 29485
  • Lends in South Carolina
  • Assurance Financial Services, Inc. is a mortgage brokerage located in South Carolina. We are on our client’s side throughout the transaction and communication is key. We are available 7 days a week to answer questions, provide guidance, and update buyers with each step of the process as it unfolds.

  • Jeff Cook Real Estate
  • 10040 Dorchester Rd, Suite 101, Summerville, SC, 29485
  • Lends in South Carolina
  • Our mission at Jeff Cook Real Estate is to empower our team to deliver the best service and to empower our clients to reach their real estate goals. Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have. If you want someone who will work tirelessly to ensure your satisfaction